Spencer County Bank
IDRSSD: 871648
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability
Growth
Quarter-over-quarter, year-over-year, and 3-year compound growth for 22 headline metrics. As of 2026-03-31.
Growth heatmap
| ALLL / Loans (LNATRESR) | 0.78 | +4.76% | +7.63% | — |
|---|---|---|---|---|
| Brokered Deposits (BRO) | 0.00 | — | — | — |
| Commercial & Industrial (LNCI) | 5.77M | +0.65% | -14.47% | — |
| Construction & Land Dev (LNRECONS) | 2.48M | -34.55% | +17.18% | — |
| Consumer (Other) (LNCONOTH) | 1.86M | +0.05% | -9.60% | — |
| CRE (Nonfarm Nonresidential) (LNRENRES) | 6.28M | +6.48% | +3.77% | — |
| Efficiency Ratio (EEFFQR) | 72.54 | -15.46% | -2.97% | — |
| Equity / Assets (EQR) | 14.05 | +0.68% | +5.10% | — |
| Estimated Uninsured Deposits (Domestic) (EDEPDOM) | 416.0K | -75.21% | +0.00% | — |
| Multifamily RE (LNREMULT) | 0.00 | — | — | — |
| Net Charge-Offs / Loans (Ann.) (NTLNLSQR) | 0.03 | -25.00% | -70.00% | — |
| Net Interest Margin (Quarterly) (NIMYQ) | 3.82 | -0.52% | +1.60% | — |
| Noncurrent / Loans (NCLNLSR) | 3.43 | +20.94% | +20.57% | — |
| Return on Assets (Quarterly) (ROAQ) | 0.83 | +88.64% | +10.67% | — |
| Return on Assets (YTD) (ROA) | 0.83 | +21.36% | +10.79% | — |
| Return on Equity (Quarterly) (ROEQ) | 5.92 | +85.00% | +5.15% | — |
| Tier 1 Capital (RBCT1J) | 19.04M | +1.45% | +4.87% | — |
| Total Assets (ASSET) | 131.39M | +0.38% | +1.90% | — |
| Total Deposits (DEP) | 112.22M | +0.21% | +1.02% | — |
| Total Loans (Net) (LNLSNET) | 78.39M | -0.72% | -1.05% | — |
| Total Risk-Based Capital Ratio (RBCRWAJ) | 0.00 | — | — | — |
| Total Securities (SC) | 29.30M | -4.18% | +6.36% | — |
Methodology
- Source
- FDIC precomputed ratios / aggregates in
CallReport_FdicData. - QoQ
- Compares the latest quarter to the prior quarter.
- YoY
- Compares the latest quarter to four quarters prior.
- 3Y CAGR
- Compound annual growth rate over twelve quarters.
- Reading the table
- Dollar figures (assets, deposits, loans) are in thousands unless a multiplier is shown. Green cells = growth, red = contraction. — means insufficient history or a zero denominator.
Generated: 2026-05-14 05:37:39 UTC