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Spectra Bank

IDRSSD: 426057
Total Assets
Latest filing
Total Deposits
Latest filing
Net Interest Margin
Profitability

Loans

RC-C portfolio composition as of 2026-03-31.

Headline tiles

Total Loans (net)
$75.1M
MDRM: LNLSNET
Categories reporting
13 / 13
Non-null RC-C rows
CRE concentration
81.54%
Construction + Multifamily + Nonfarm CRE / Total

Composition ranking (by $ value)

All categories

MDRM
CRE — nonfarm nonresidential$51.6M68.73%RCONF160 + RCONF161
Commercial & industrial$12.3M16.34%LNCI
Construction & land development$9.6M12.81%RCONF158 + RCONF159
1-4 family residential$1.8M2.37%RCON5367 + RCON5368 + RCON1797
Other consumer loans$905.0K1.20%LNCONOTH
Automobile loans$168.0K0.22%RCONK137
Multifamily residential (5+)$00.00%RCON1460
Farmland$00.00%RCON1420
Agricultural production$00.00%RCON1590
Credit card$00.00%RCONB538
Other revolving credit$00.00%RCONB539
Lease financing receivables$00.00%RCON2165
Loans to depository institutions$00.00%RCON1288

Definitions + sources

Source
FFIEC RC-C via CallReport_FfiecDetail.
Total loans
LNLSNET (net of unearned income).
Drill-down
Click any category to see 40-quarter $ and %-of-total history.

Generated: 2026-04-26 19:24:39 UTC