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RSSD 396253

IDRSSD: 396253
Total Assets
Latest filing
Total Deposits
Latest filing
Net Interest Margin
Profitability

Yields

RI + RC-K as of 2025-12-31. Ratios are YTD, not annualized.

Headline ratios

Net Interest Margin
0.91%
≥ 3% healthy, < 2% weak
Yield on Earning Assets
8.24%
Interest inc. / avg earning assets
Cost of Funds
2.45%
≤ 2% ok, > 3% elevated
Efficiency Ratio
383.70%
≤ 65% ok, > 75% elevated

Current quarter — income & expense dollars

Net Interest Income
$2.3M
Latest period
Non-Interest Income
$592.0K
Latest period
Non-Interest Expense
$11.0M
Latest period

Net interest margin — last 40 quarters

Interest income vs. interest expense — last 40 quarters

Definitions + sources

Source
FFIEC Schedules RI (income statement) and RC-K (quarterly averages) via CallReport_Financials.
MDRM codes
RIAD4107 (interest income), RIAD4073 (interest expense), RIAD4340 (NII), RCON3360 (avg earning assets), RCON3381 (avg total assets), RCON3365 (avg loans), RCON3517 (avg interest-bearing deposits).
NIM
Net interest income / Avg earning assets.
Efficiency
Non-interest expense / (Net interest income + Non-interest income). Ratios shown are YTD as reported — not annualized.

Generated: 2026-04-26 19:21:59 UTC