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Slovenian Savings And Loan Association Of Canonsburg

IDRSSD: 213471
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability

Vital Signs Report — 2024-Q3

Per-quarter snapshot for 2024-Q3: composite Vital Signs Score, all five pillars, and ranked Watch Items.

Synthesis

Vital Signs Score
52
/ 100
WatchAs of 2024-Q3QoQ -2

Weighted composite of five pillars (Liquidity, Securities, Capitalization, Asset Quality, Reserves). Missing pillars are dropped from the denominator. See methodology footer.

Quarterly Headline

2024-Q3

Bank #213471 2024-Q3 Vital Signs Score: 52/100 — overall watch. Strongest pillar: Liquidity (strong). Weakest pillar: Securities (risk).

Liquidity:Strong
Securities:Risk
Capitalization:Watch
Asset Quality:Stable
Reserves:Risk

Top 3 Watch Items

  1. risk
    CET1 below 7%
    Capitalization — CET1 0.00% (threshold 7%).
  2. watch
    Cash / Assets below 3%
    Liquidity — Cash 1.27% of assets (threshold 3%).

What changed this quarter

Compared to Q2 2024:
↓ -2 ptscomposite
  • Liquidity
    ↓ -1
  • Securities
    — —
  • Capitalization
    — —
  • Asset Quality
    ↓ -6
  • Reserves
    ↓ -1

The five pillars

Liquidity

StrongQoQ -1
81
Sub-score

Liquidity is strong: brokered 0.0%, loans/deposits 50.5%, cash 1.3% of assets.

Cash / Assets
1.27%
Loans / Deposits
50.48%
Brokered %
0.00%

Watch Items

  • watchCash / Assets below 3% — Cash 1.27% of assets (threshold 3%).

Securities

Risk
0
Sub-score

Securities profile is weak: securities 55.9% of assets.

MtM Loss / Tier 1
—
SVB watch metric
Securities / Assets
55.90%
No watch items at this period.

Capitalization

Watch
50
Sub-score

Capital position is deteriorating: CET1 0.00%, leverage 16.07%.

Tier 1 RBC
—
CET1
0.00%
Leverage
16.07%

Watch Items

  • riskCET1 below 7% — CET1 0.00% (threshold 7%).

Asset Quality

StableQoQ -6
75
Sub-score

Asset quality is stable: Adjusted NPL 1.58%, Texas Ratio 4.0%, NCO YTD 0.01%.

Adjusted NPL
1.58%
Govt-guarantees stripped
Texas Ratio
4.0%
NCO YTD
0.01%
30-89 PD
1.64%
Band 0.3% / 3.0%
90+ PD
0.89%
Band 0.1% / 2.0%
No watch items at this period.

Reserves

RiskQoQ -1
32
Sub-score

Reserves are weak: ALLL 0.96% of loans, coverage 61.1%, true coverage 61.1%.

ALLL / Loans
0.96%
Coverage
61.1%
True Loss Coverage
61.1%
No watch items at this period.

Methodology + sources

Vital Signs Score
Composite of five pillar sub-scores, each 0–100. Weights: Liquidity 20%, Securities 15%, Capitalization 25%, Asset Quality 25%, Reserves 15%. See functions/src/vitalSignsScore.ts for the complete formula and band anchors.
Period addressing
Per-quarter URLs accept "YYYY-Q{n}" (canonical), "YYYYqQ" (compact form), or "YYYY-MM-DD" quarter-end dates. All forms canonicalize to the same snapshot.
Source data
FFIEC Call Report Schedules RC, RC-A, RC-B, RC-E, RC-M, RC-N, RC-R, RI, and RI-B Pt I/II via CallReport_Financials + CallReport_FdicData (Visbanking nightly ingest).

Five-pillar framework follows industry-standard bank-health analytical conventions. Composite scoring is Visbanking's own.

Generated: 2026-05-15 02:24:30 UTC