Santander Bank, N.A.
Wilmington, DE
IDRSSD: 722777
Total Assets
$104.15B
Latest filing
Total Deposits
$82.14B
Latest filing
Net Interest Margin
3.90%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
231372691WILMINGTON, DE
Key People
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Locations
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Main Office
Santander Bank, N.A.
824 N Market St
Wilmington, DE 19801
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1907FDIC Certificate 42784
Branches (372)
Page 1 of 54| Name | Address | City / State |
|---|---|---|
| Santander Bank, N.A. (Main) | 824 N Market St | Wilmington, DE |
| GLOUCESTER BRANCH | 102 Rogers St | Gloucester, MA |
| INDEPENDENCE COMMUNITY BANK BRANCH | 215 Atlantic Ave | Brooklyn, NY |
| LEXINGTON CENTER BRANCH | 1822 Massachusetts Ave | Lexington, MA |
| HARMONIA BRANCH | 1 Union Sq | Elizabeth, NJ |
| NASHUA/MAIN STREET BRANCH | 223 Main St | Nashua, NH |
| CHELMSFORD BRANCH | 5 Billerica Rd | Chelmsford, MA |
| PEABODY PLACE BRANCH | 300 Andover St | Peabody, MA |
Showing 7 of 372
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1907 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 19801 |
| State and County Number | 10003 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 03 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Washington |
| Core Based Statistical Area Name | Philadelphia-Camden-Wilmington, PA-NJ-DE-MD |
Operational Info
| Number of Employees | 5,217 |
| Domestic Offices | 381 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/07/2025 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.santander.com |
| Data Updated | 01/30/2026 |
| CERT | 29950 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $104.15B |
| Total Deposits | $82.14B |
| Total Liabilities | $89.98B |
| Total Equity Capital | $14.17B |
| Net Income | $516.68M |
| Net Loans and Leases | $53.03B |
| Assets Per Employee ($Millions) | $18M |
| Bank Premises and Fixed Assets | $950.06M |
| Cash and Balances due from Depository Institutions | $15.58B |
| Deposits Held in Domestic Offices | $76.31B |
Key Performance Ratios
| Return on Assets (ROA) | 2.05% |
| Return on Equity (ROE) | 14.86% |
| Net Interest Margin | 3.9% |
| Efficiency Ratio | 56.31% |
| Tier 1 Risk-Based Capital Ratio | 13,115,216% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.33% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.606% |
| Earning Assets to total Assets | 85.58% |
Income and Expense
| Total Interest Income | $1.47B |
| Total Noninterest Income | $956.32M |
| Total Interest Expense | $632.93M |
| Total Noninterest Expense | $1.01B |
| Net Interest Income | $833.54M |
| Pre-tax Net Operating Income | $689.05M |
| Provision for Credit Losses | $86.76M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $41.98M |
| Other borrowed funds | $4.47B |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $234.94M |
| All Other Liabilities | $2.58B |
| Total Liabilities and Capital | $104.15B |
Securities
| Securities | $20.53B |
| Available-for-sale debt securities | $7.33B |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $13.20B |
| Subordinated Debt | $0 |
| Trading Account Assets | $1.22B |
| Trading Liabilities | $560.67M |
Frequently Asked Questions
What are the total assets of Santander Bank, N.A.?
$104.15B as of the latest filing.
How much are Santander Bank, N.A.'s total deposits?
$82.14B in total deposits.
Where is Santander Bank, N.A. located?
Wilmington, DE.
What is the Net Interest Margin?
3.90%.
How many domestic offices does it operate?
381.
When was it established?
01/01/1907.
What is the Return on Assets (ROA)?
2.05%.
How much are total loans and leases?
$53.03B (latest filing).
What is the total interest income (latest filing)?
$1.47B.