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Regions Bank

IDRSSD: 233031
Total Assets
Latest filing
Total Deposits
Latest filing
Net Interest Margin
Profitability

Bank Health Dashboard

Per-bank snapshot with peer-percentile metric grid + Quarterly Anomaly Alerts as of 2026-03-31. 1 alert active.

Summary

RSSD 233031 held $159.4B in total assets as of 2026-03-31 (+0.8% quarter-over-quarter). Total loans stood at $96.9B (+2.4% QoQ) and total deposits at $132.8B (+0.6% QoQ).

Overall position is adequate — the composite Health Score is 56/100 (Adequate). Tier 1 / RWA stands at 11.70%, in the bottom quartile of peers. Asset quality (NPL ratio) sits in the above median of peers.

1 Quarterly Anomaly Alert fired this quarter, including 1 critical-severity row. Review the alert list below for the specific Cliff Drop, Peer Outlier, and Threshold Crossing details.

Headline KPIs

Health Score
56/100
Adequate
Active Alerts
1
1 critical, 0 warning
Total Assets
$159.4B
+0.8% QoQ
Total Loans
$96.9B
+2.4% QoQ
Total Deposits
$132.8B
+0.6% QoQ

Quarterly Anomaly Alerts

Three triggers run against each metric every quarter: Cliff Drop (≥20-percentile QoQ slip), Peer Outlier (≥2σ from peer-group QoQ delta), and Threshold Crossing (supervisory + empirical bounds).

Peer-Percentile Metric Grid

Each tile shows the latest value, the bank's peer percentile, and a color band (top quartile = green; bottom decile = red). For ratios where lower is better (NPL %, Texas Ratio, MtM/T1, etc.), the percentile direction is inverted so green always means good.

Capital

Tier 1 / RWA
11.70%
17th pctile · n=18↑ better
+6 bp QoQ
CET1 / RWA
0.00%
36th pctile · n=18↑ better
Total RBC / RWA
13.35%
17th pctile · n=18↑ better
+5 bp QoQ
Tier 1 Leverage Ratio
11.70%
19th pctile · n=18↑ better
+6 bp QoQ

Liquidity

Cash / Assets
7.32%
39th pctile · n=18↑ better
-17 bp QoQ
Loans / Deposits
72.95%
22th pctile · n=18↓ better
+131 bp QoQ
Non-Core Funding Dependence
no peer group↓ better

Asset Quality

NPL / Loans
0.97%
50th pctile · n=18↓ better
-2 bp QoQ
NPA / Assets
0.61%
44th pctile · n=18↓ better
-0 bp QoQ
Texas Ratio (regulatory)
6.04%
44th pctile · n=18↓ better
-4 bp QoQ
Net Charge-Offs / Avg Loans
0.53%
67th pctile · n=18↓ better
-6 bp QoQ
ALLL Coverage of NPL
159.56%
61th pctile · n=18↑ better
-303 bp QoQ

Earnings

Net Interest Margin
3.69%
72th pctile · n=18↑ better
-10 bp QoQ
Return on Assets
1.44%
83th pctile · n=18↑ better
+19 bp QoQ
Return on Equity
12.69%
56th pctile · n=18↑ better
+173 bp QoQ
Efficiency Ratio
55.52%
44th pctile · n=18↓ better
-190 bp QoQ
Pre-tax NOI / Avg Assets
1.82%
83th pctile · n=18↑ better
+9 bp QoQ

Funding

Brokered / Deposits
1.15%
17th pctile · n=18↓ better
+20 bp QoQ
Core Deposits / Deposits
no peer group↑ better
FHLB Advances / Liabilities
2.42%
6th pctile · n=18↓ better
-2 bp QoQ

Securities

MtM Loss / Tier 1 (SVB metric)
no peer group↓ better
Securities / Assets
21.01%
78th pctile · n=18↑ better
-42 bp QoQ
AFS Securities / Assets
17.19%
83th pctile · n=18↑ better
-22 bp QoQ
HTM Securities / Assets
3.41%
33th pctile · n=18↑ better
-13 bp QoQ

Methodology

Health Score (0-100)
Unweighted average of every metric's peer percentile, with lower-is-better metrics inverted before averaging. Strong = ≥70, Adequate = 40-70, Weak = <40.
Peer group
Same asset-size bucket and charter type as the subject bank, computed nightly into PeerPercentile. Single-bank peer groups render as "no peer group" on the affected tiles.
Cliff Drop Alert
Triggered when a metric's peer percentile rank drops by ≥20 points vs the prior quarter. Direction-adjusted, so "dropping" always means moving toward the bottom of the rankings regardless of metric polarity.
Peer Outlier Alert
Triggered when the bank's QoQ change in a metric is more than 2 standard deviations away from the peer group's QoQ change distribution.
Threshold Crossing Alert
Triggered when a metric crosses one of a small set of supervisory or empirical thresholds (Tier 1/RWA < 8%, MtM/T1 > 40%, Texas Ratio > 50%, etc.). Critical-severity thresholds suppress the corresponding warning row for the same metric.
Source
FFIEC Call Report (RC, RC-A, RC-B, RC-C, RC-E, RC-K, RC-M, RC-N, RC-R, RI, RI-B) ingested nightly into CallReport_Financials and CallReport_FdicData. Visbanking's metric coloring and alert thresholds.

Generated: 2026-05-14 13:30:13 UTC