The Peoples Bank
Eatonton, GA
IDRSSD: 611031
Total Assets
$256.94M
Latest filing
Total Deposits
$224.05M
Latest filing
Net Interest Margin
5.23%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
061112092EATONTON, GA
Key People
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Locations
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Main Office
The Peoples Bank
209 S Jefferson Ave
Eatonton, GA 31024
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/15/1943FDIC Certificate 10364
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Peoples Bank (Main) | 209 S Jefferson Ave | Eatonton, GA |
| OCONEE CROSSINGS BRANCH | 991 Greensboro Rd | Eatonton, GA |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/15/1943 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 31024 |
| State and County Number | 13237 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 43 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 05/01/1944 |
| Primary Insurance Agency | DIF |
| Website | www.peoples1943.com |
| Data Updated | 01/30/2026 |
| CERT | 16152 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $256.94M |
| Total Deposits | $224.05M |
| Total Liabilities | $227.54M |
| Total Equity Capital | $29.41M |
| Net Income | $871.00k |
| Net Loans and Leases | $198.20M |
| Assets Per Employee ($Millions) | $5.84M |
| Bank Premises and Fixed Assets | $3.98M |
| Cash and Balances due from Depository Institutions | $21.79M |
| Deposits Held in Domestic Offices | $224.05M |
Key Performance Ratios
| Return on Assets (ROA) | 1.32% |
| Return on Equity (ROE) | 12.03% |
| Net Interest Margin | 5.23% |
| Efficiency Ratio | 64.77% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.13% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.444% |
| Earning Assets to total Assets | 94.92% |
Income and Expense
| Total Interest Income | $4.19M |
| Total Noninterest Income | $206.00k |
| Total Interest Expense | $907.00k |
| Total Noninterest Expense | $2.26M |
| Net Interest Income | $3.29M |
| Pre-tax Net Operating Income | $1.14M |
| Provision for Credit Losses | $86.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $90.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.49M |
| Total Liabilities and Capital | $256.94M |
Securities
| Securities | $25.26M |
| Available-for-sale debt securities | $25.26M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Peoples Bank?
$256.94M as of the latest filing.
How much are The Peoples Bank's total deposits?
$224.05M in total deposits.
Where is The Peoples Bank located?
Eatonton, GA.
What is the Net Interest Margin?
5.23%.
How many domestic offices does it operate?
2.
When was it established?
07/15/1943.
What is the Return on Assets (ROA)?
1.32%.
How much are total loans and leases?
$198.20M (latest filing).
What is the total interest income (latest filing)?
$4.19M.