The Peoples Bank of Georgia
Talbotton, GA
IDRSSD: 272030
Total Assets
$225.23M
Latest filing
Total Deposits
$204.65M
Latest filing
Net Interest Margin
5.14%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The Peoples Bank of Georgia
26 W Monroe St
Talbotton, GA 31827
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1891FDIC Certificate 135
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Peoples Bank of Georgia (Main) | 26 W Monroe St | Talbotton, GA |
| ELLAVILLE BRANCH | 131 S Broad St | Ellaville, GA |
| BUENA VISTA BRANCH | 103 N Broad St | Buena Vista, GA |
| THOMASTON BRANCH | 943 N Church St | Thomaston, GA |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1891 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 31827 |
| State and County Number | 13263 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Columbus, GA-AL |
Operational Info
| Number of Employees | 42 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.peoplesbankofga.com |
| Data Updated | 11/14/2025 |
| CERT | 170 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $225.23M |
| Total Deposits | $204.65M |
| Total Liabilities | $206.03M |
| Total Equity Capital | $19.20M |
| Net Income | $853.00k |
| Net Loans and Leases | $178.20M |
| Assets Per Employee ($Millions) | $5.24M |
| Bank Premises and Fixed Assets | $4.60M |
| Cash and Balances due from Depository Institutions | $24.50M |
| Deposits Held in Domestic Offices | $204.65M |
Key Performance Ratios
| Return on Assets (ROA) | 1.55% |
| Return on Equity (ROE) | 18.26% |
| Net Interest Margin | 5.14% |
| Efficiency Ratio | 58.71% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.15% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.526% |
| Earning Assets to total Assets | 94.48% |
Income and Expense
| Total Interest Income | $3.82M |
| Total Noninterest Income | $222.00k |
| Total Interest Expense | $1.16M |
| Total Noninterest Expense | $1.70M |
| Net Interest Income | $2.67M |
| Pre-tax Net Operating Income | $1.11M |
| Provision for Credit Losses | $80.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $15.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $50.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.38M |
| Total Liabilities and Capital | $225.23M |
Securities
| Securities | $14.01M |
| Available-for-sale debt securities | $14.01M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Peoples Bank of Georgia?
$225.23M as of the latest filing.
How much are The Peoples Bank of Georgia's total deposits?
$204.65M in total deposits.
Where is The Peoples Bank of Georgia located?
Talbotton, GA.
What is the Net Interest Margin?
5.14%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1891.
What is the Return on Assets (ROA)?
1.55%.
How much are total loans and leases?
$178.20M (latest filing).
What is the total interest income (latest filing)?
$3.82M.