Patriot Bank, National Association

Stamford, CT
IDRSSD: 2236821
Total Assets
$1.09B
Latest filing
Total Deposits
$978.45M
Latest filing
Net Interest Margin
2.52%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

2 routesView all
011104335STAMFORD, CT021112935STAMFORD, CT

Key People

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Locations

Main office and branches. Select to view on the map.

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Main Office
Patriot Bank, National Association
999 Bedford St
Stamford, CT 06905
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/31/1994FDIC Certificate 55097

Branches (7)

Page 1 of 1
NameAddressCity / State
Patriot Bank, National Association (Main)999 Bedford StStamford, CT
GREENWICH BRANCH100 Mason StGreenwich, CT
NORWALK BRANCH16 River StNorwalk, CT
DARIEN BRANCH233 Post RdDarien, CT
MILFORD BRANCH771 Boston Post RdMilford, CT
BLACK ROCK BRANCH1755 Black Rock TpkeFairfield, CT
SCARSDALE BRANCH495 Central Park AveScarsdale, NY
WESTPORT BRANCH415 Post Rd EWestport, CT
Showing 7 of 7

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date08/31/1994
Community BankYes
Ownership TypeNot Mutual
ZIP06905
State and County Number09190
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number02
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameN/A

Operational Info

Number of Employees106
Domestic Offices8
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date11/17/2024
Date of Deposit Insurance08/31/1994
Primary Insurance AgencyDIF
Websitewww.bankpatriot.com
Data Updated01/30/2026
CERT33928
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$1.09B
Total Deposits$978.45M
Total Liabilities$986.71M
Total Equity Capital$101.85M
Net Income$1.35M
Net Loans and Leases$610.24M
Assets Per Employee ($Millions)$10.08M
Bank Premises and Fixed Assets$29.22M
Cash and Balances due from Depository Institutions$186.10M
Deposits Held in Domestic Offices$978.45M

Key Performance Ratios

Return on Assets (ROA)0.53%
Return on Equity (ROE)5.4%
Net Interest Margin2.52%
Efficiency Ratio87.89%
Tier 1 Risk-Based Capital Ratio18.674%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-0.13%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.357%
Earning Assets to total Assets93.57%

Income and Expense

Total Interest Income$11.99M
Total Noninterest Income$3.55M
Total Interest Expense$5.98M
Total Noninterest Expense$8.41M
Net Interest Income$6.00M
Pre-tax Net Operating Income$1.47M
Provision for Credit Losses$-320,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$8.25M
Total Liabilities and Capital$1.09B

Securities

Securities$224.68M
Available-for-sale debt securities$224.68M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Patriot Bank, National Association?
$1.09B as of the latest filing.
How much are Patriot Bank, National Association's total deposits?
$978.45M in total deposits.
Where is Patriot Bank, National Association located?
Stamford, CT.
What is the Net Interest Margin?
2.52%.
How many domestic offices does it operate?
8.
When was it established?
08/31/1994.
What is the Return on Assets (ROA)?
0.53%.
How much are total loans and leases?
$610.24M (latest filing).
What is the total interest income (latest filing)?
$11.99M.