Patriot Bank, National Association
Stamford, CT
IDRSSD: 2236821
Total Assets
$951.60M
Latest filing
Total Deposits
$847.49M
Latest filing
Net Interest Margin
2.50%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Patriot Bank, National Association
999 Bedford St
Stamford, CT 06905
Full Service - Brick and Mortar
Updated 11/14/2025Established 08/31/1994FDIC Certificate 55097
Branches (7)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Patriot Bank, National Association (Main) | 999 Bedford St | Stamford, CT |
| GREENWICH BRANCH | 100 Mason St | Greenwich, CT |
| NORWALK BRANCH | 16 River St | Norwalk, CT |
| DARIEN BRANCH | 233 Post Rd | Darien, CT |
| MILFORD BRANCH | 771 Boston Post Rd | Milford, CT |
| BLACK ROCK BRANCH | 1755 Black Rock Tpke | Fairfield, CT |
| SCARSDALE BRANCH | 495 Central Park Ave | Scarsdale, NY |
| WESTPORT BRANCH | 415 Post Rd E | Westport, CT |
Showing 7 of 7
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 08/31/1994 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 06905 |
| State and County Number | 09190 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 02 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 104 |
| Domestic Offices | 8 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2024 |
| Date of Deposit Insurance | 08/31/1994 |
| Primary Insurance Agency | DIF |
| Website | www.bankpatriot.com |
| Data Updated | 11/14/2025 |
| CERT | 33928 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $951.60M |
| Total Deposits | $847.49M |
| Total Liabilities | $852.90M |
| Total Equity Capital | $98.69M |
| Net Income | $460.00k |
| Net Loans and Leases | $599.89M |
| Assets Per Employee ($Millions) | $8.98M |
| Bank Premises and Fixed Assets | $29.39M |
| Cash and Balances due from Depository Institutions | $181.00M |
| Deposits Held in Domestic Offices | $847.49M |
Key Performance Ratios
| Return on Assets (ROA) | 0.2% |
| Return on Equity (ROE) | 2.04% |
| Net Interest Margin | 2.5% |
| Efficiency Ratio | 99.54% |
| Tier 1 Risk-Based Capital Ratio | 18.539% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.18% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.372% |
| Earning Assets to total Assets | 92.93% |
Income and Expense
| Total Interest Income | $11.54M |
| Total Noninterest Income | $2.21M |
| Total Interest Expense | $6.09M |
| Total Noninterest Expense | $7.64M |
| Net Interest Income | $5.45M |
| Pre-tax Net Operating Income | $455.00k |
| Provision for Credit Losses | $-432,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.41M |
| Total Liabilities and Capital | $951.60M |
Securities
| Securities | $105.55M |
| Available-for-sale debt securities | $105.55M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Patriot Bank, National Association?
$951.60M as of the latest filing.
How much are Patriot Bank, National Association's total deposits?
$847.49M in total deposits.
Where is Patriot Bank, National Association located?
Stamford, CT.
What is the Net Interest Margin?
2.50%.
How many domestic offices does it operate?
8.
When was it established?
08/31/1994.
What is the Return on Assets (ROA)?
0.2%.
How much are total loans and leases?
$599.89M (latest filing).
What is the total interest income (latest filing)?
$11.54M.