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Parkway Bank And Trust Company

IDRSSD: 1001639
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability

Vital Signs Report — 2024-Q3

Per-quarter snapshot for 2024-Q3: composite Vital Signs Score, all five pillars, and ranked Watch Items.

Synthesis

Vital Signs Score
80
/ 100
StableAs of 2024-Q3QoQ +1

Weighted composite of five pillars (Liquidity, Securities, Capitalization, Asset Quality, Reserves). Missing pillars are dropped from the denominator. See methodology footer.

Quarterly Headline

2024-Q3

Bank #1001639 2024-Q3 Vital Signs Score: 80/100 — overall stable. Strongest pillar: Securities (strong). Weakest pillar: Reserves (watch).

Liquidity:Stable
Securities:Strong
Capitalization:Strong
Asset Quality:Strong
Reserves:Watch

Top 3 Watch Items

No watch items detected this quarter — every pillar within band.

What changed this quarter

Compared to Q2 2024:
↑ +1 ptscomposite
  • Liquidity
    ↓ -1
  • Securities
    — —
  • Capitalization
    ↑ +1
  • Asset Quality
    ↑ +2
  • Reserves
    ↑ +4

The five pillars

Liquidity

StableQoQ -1
67
Sub-score

Liquidity is stable: brokered 26.6%, loans/deposits 99.5%, cash 12.6% of assets.

Cash / Assets
12.60%
Loans / Deposits
99.52%
Brokered %
26.63%
No watch items at this period.

Securities

Strong
100
Sub-score

Securities profile is strong: securities 5.0% of assets.

MtM Loss / Tier 1
—
SVB watch metric
Securities / Assets
4.98%
No watch items at this period.

Capitalization

StrongQoQ +1
81
Sub-score

Capital position is strong: Tier 1 RBC 12.16%, CET1 12.16%, leverage 11.04%.

Tier 1 RBC
12.16%
CET1
12.16%
Leverage
11.04%
No watch items at this period.

Asset Quality

StrongQoQ +2
92
Sub-score

Asset quality is strong: Adjusted NPL 1.40%, Texas Ratio 9.4%, NCO YTD -0.04%.

Adjusted NPL
1.40%
Govt-guarantees stripped
Texas Ratio
9.4%
NCO YTD
-0.04%
30-89 PD
0.07%
Band 0.3% / 3.0%
90+ PD
0.00%
Band 0.1% / 2.0%
No watch items at this period.

Reserves

WatchQoQ +4
53
Sub-score

Reserves are deteriorating: ALLL 1.18% of loans, coverage 85.6%, true coverage 76.6%.

ALLL / Loans
1.18%
Coverage
85.6%
True Loss Coverage
76.6%
No watch items at this period.

Methodology + sources

Vital Signs Score
Composite of five pillar sub-scores, each 0–100. Weights: Liquidity 20%, Securities 15%, Capitalization 25%, Asset Quality 25%, Reserves 15%. See functions/src/vitalSignsScore.ts for the complete formula and band anchors.
Period addressing
Per-quarter URLs accept "YYYY-Q{n}" (canonical), "YYYYqQ" (compact form), or "YYYY-MM-DD" quarter-end dates. All forms canonicalize to the same snapshot.
Source data
FFIEC Call Report Schedules RC, RC-A, RC-B, RC-E, RC-M, RC-N, RC-R, RI, and RI-B Pt I/II via CallReport_Financials + CallReport_FdicData (Visbanking nightly ingest).

Five-pillar framework follows industry-standard bank-health analytical conventions. Composite scoring is Visbanking's own.

Generated: 2026-05-12 21:15:58 UTC