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Origin Bank

IDRSSD: 667757
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability

Bank Health Dashboard

Per-bank snapshot with peer-percentile metric grid + Quarterly Anomaly Alerts as of 2026-03-31. 1 alert active.

Summary

RSSD 667757 held $10.1B in total assets as of 2026-03-31 (+4.9% quarter-over-quarter). Total loans stood at $7.8B (+2.5% QoQ) and total deposits at $8.8B (+5.3% QoQ).

Overall position is adequate — the composite Health Score is 44/100 (Adequate). Tier 1 / RWA stands at 12.78%, in the below median of peers. Asset quality (NPL ratio) sits in the bottom quartile of peers.

1 Quarterly Anomaly Alert fired this quarter. Review the alert list below for the specific Cliff Drop, Peer Outlier, and Threshold Crossing details.

Headline KPIs

Health Score
44/100
Adequate
Active Alerts
1
0 critical, 1 warning
Total Assets
$10.1B
+4.9% QoQ
Total Loans
$7.8B
+2.5% QoQ
Total Deposits
$8.8B
+5.3% QoQ

Quarterly Anomaly Alerts

Three triggers run against each metric every quarter: Cliff Drop (≥20-percentile QoQ slip), Peer Outlier (≥2σ from peer-group QoQ delta), and Threshold Crossing (supervisory + empirical bounds).

Peer-Percentile Metric Grid

Each tile shows the latest value, the bank's peer percentile, and a color band (top quartile = green; bottom decile = red). For ratios where lower is better (NPL %, Texas Ratio, MtM/T1, etc.), the percentile direction is inverted so green always means good.

Capital

Tier 1 / RWA
12.78%
40th pctile · n=143↑ better
+16 bp QoQ
CET1 / RWA
12.78%
47th pctile · n=154↑ better
+16 bp QoQ
Total RBC / RWA
13.98%
43th pctile · n=143↑ better
+17 bp QoQ
Tier 1 Leverage Ratio
12.78%
44th pctile · n=154↑ better
+16 bp QoQ

Liquidity

Cash / Assets
6.60%
65th pctile · n=154↑ better
+219 bp QoQ
Loans / Deposits
88.34%
52th pctile · n=153↓ better
-240 bp QoQ
Non-Core Funding Dependence
—
no peer group↓ better

Asset Quality

NPL / Loans
1.11%
75th pctile · n=154↓ better
+5 bp QoQ
NPA / Assets
0.87%
77th pctile · n=154↓ better
+2 bp QoQ
Texas Ratio (regulatory)
7.46%
75th pctile · n=154↓ better
+35 bp QoQ
Net Charge-Offs / Avg Loans
0.14%
62th pctile · n=154↓ better
-3 bp QoQ
ALLL Coverage of NPL
113.46%
35th pctile · n=154↑ better
-575 bp QoQ

Earnings

Net Interest Margin
3.77%
60th pctile · n=154↑ better
-11 bp QoQ
Return on Assets
1.06%
30th pctile · n=154↑ better
-21 bp QoQ
Return on Equity
9.15%
28th pctile · n=154↑ better
-174 bp QoQ
Efficiency Ratio
57.81%
58th pctile · n=154↓ better
+208 bp QoQ
Pre-tax NOI / Avg Assets
1.35%
30th pctile · n=154↑ better
-25 bp QoQ

Funding

Brokered / Deposits
0.00%
10th pctile · n=153↓ better
Core Deposits / Deposits
—
no peer group↑ better
FHLB Advances / Liabilities
0.07%
25th pctile · n=154↓ better
-0 bp QoQ

Securities

MtM Loss / Tier 1 (SVB metric)
—
no peer group↓ better
Securities / Assets
11.51%
32th pctile · n=154↑ better
-21 bp QoQ
AFS Securities / Assets
11.41%
49th pctile · n=154↑ better
-21 bp QoQ
HTM Securities / Assets
0.10%
51th pctile · n=154↑ better
-1 bp QoQ

Methodology

Health Score (0-100)
Unweighted average of every metric's peer percentile, with lower-is-better metrics inverted before averaging. Strong = ≥70, Adequate = 40-70, Weak = <40.
Peer group
Same asset-size bucket and charter type as the subject bank, computed nightly into PeerPercentile. Single-bank peer groups render as "no peer group" on the affected tiles.
Cliff Drop Alert
Triggered when a metric's peer percentile rank drops by ≥20 points vs the prior quarter. Direction-adjusted, so "dropping" always means moving toward the bottom of the rankings regardless of metric polarity.
Peer Outlier Alert
Triggered when the bank's QoQ change in a metric is more than 2 standard deviations away from the peer group's QoQ change distribution.
Threshold Crossing Alert
Triggered when a metric crosses one of a small set of supervisory or empirical thresholds (Tier 1/RWA < 8%, MtM/T1 > 40%, Texas Ratio > 50%, etc.). Critical-severity thresholds suppress the corresponding warning row for the same metric.
Source
FFIEC Call Report (RC, RC-A, RC-B, RC-C, RC-E, RC-K, RC-M, RC-N, RC-R, RI, RI-B) ingested nightly into CallReport_Financials and CallReport_FdicData. Visbanking's metric coloring and alert thresholds.

Generated: 2026-05-14 13:48:14 UTC