The National Grand Bank of Marblehead
Marblehead, MA
IDRSSD: 863607
Total Assets
$444.64M
Latest filing
Total Deposits
$374.50M
Latest filing
Net Interest Margin
2.28%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The National Grand Bank of Marblehead
91 Pleasant St
Marblehead, MA 01945
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1831FDIC Certificate 1691
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The National Grand Bank of Marblehead (Main) | 91 Pleasant St | Marblehead, MA |
| MARBLEHEAD HIGH SCHOOL BRANCH | 2 Humphrey St | Marblehead, MA |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1831 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 01945 |
| State and County Number | 25009 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 01 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Boston-Cambridge-Newton, MA-NH |
Operational Info
| Number of Employees | 46 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | ngbank.com |
| Data Updated | 11/14/2025 |
| CERT | 2608 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $444.64M |
| Total Deposits | $374.50M |
| Total Liabilities | $404.39M |
| Total Equity Capital | $40.24M |
| Net Income | $606.00k |
| Net Loans and Leases | $322.67M |
| Assets Per Employee ($Millions) | $10.84M |
| Bank Premises and Fixed Assets | $2.24M |
| Cash and Balances due from Depository Institutions | $24.54M |
| Deposits Held in Domestic Offices | $374.50M |
Key Performance Ratios
| Return on Assets (ROA) | 0.55% |
| Return on Equity (ROE) | 6.12% |
| Net Interest Margin | 2.28% |
| Efficiency Ratio | 73.92% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.05% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.051% |
| Earning Assets to total Assets | 95.64% |
Income and Expense
| Total Interest Income | $4.51M |
| Total Noninterest Income | $360.00k |
| Total Interest Expense | $2.10M |
| Total Noninterest Expense | $2.05M |
| Net Interest Income | $2.41M |
| Pre-tax Net Operating Income | $779.00k |
| Provision for Credit Losses | $-56,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $25.75M |
| Federal Funds Sold & Reverse Repurchase Agreement | $731.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.14M |
| Total Liabilities and Capital | $444.64M |
Securities
| Securities | $83.12M |
| Available-for-sale debt securities | $83.12M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The National Grand Bank of Marblehead?
$444.64M as of the latest filing.
How much are The National Grand Bank of Marblehead's total deposits?
$374.50M in total deposits.
Where is The National Grand Bank of Marblehead located?
Marblehead, MA.
What is the Net Interest Margin?
2.28%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1831.
What is the Return on Assets (ROA)?
0.55%.
How much are total loans and leases?
$322.67M (latest filing).
What is the total interest income (latest filing)?
$4.51M.