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Monterey County Bank

IDRSSD: 297761
Total Assets
Latest filing
Total Deposits
Latest filing
Net Interest Margin
Profitability

Loans

RC-C portfolio composition as of 2026-03-31.

Headline tiles

Total Loans (net)
$148.8M
MDRM: LNLSNET
Categories reporting
13 / 13
Non-null RC-C rows
CRE concentration
84.05%
Construction + Multifamily + Nonfarm CRE / Total

Composition ranking (by $ value)

All categories

MDRM
CRE — nonfarm nonresidential$107.3M72.11%RCONF160 + RCONF161
Multifamily residential (5+)$14.5M9.72%RCON1460
1-4 family residential$13.9M9.32%RCON5367 + RCON5368 + RCON1797
Commercial & industrial$12.0M8.07%LNCI
Construction & land development$3.3M2.22%RCONF158 + RCONF159
Farmland$531.0K0.36%RCON1420
Credit card$47.0K0.03%RCONB538
Other revolving credit$3.0K0.00%RCONB539
Agricultural production$00.00%RCON1590
Other consumer loans$00.00%LNCONOTH
Automobile loans$00.00%RCONK137
Lease financing receivables$00.00%RCON2165
Loans to depository institutions$00.00%RCON1288

Definitions + sources

Source
FFIEC RC-C via CallReport_FfiecDetail.
Total loans
LNLSNET (net of unearned income).
Drill-down
Click any category to see 40-quarter $ and %-of-total history.

Generated: 2026-04-26 19:13:10 UTC