Mercer County State Bank
IDRSSD: 866121
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability
Modifications
FFIEC RC-N memo (loan modifications) as of 2026-03-31. Status breakdown: in compliance / 30-89 PD / 90+ PD / nonaccrual.
Headline totals
- Total modified
- $1.1M Sum of reported modification buckets
- Total loans
- $392.4M Net of unearned income
- % of loans
- 0.28% Watch > 1%; risk > 2%
Modified loans by bucket
| Bucket | $ Value | % of total modified |
|---|---|---|
| In compliance with modified terms | $85.0K | 7.87% |
| 30-89 days past due | $23.0K | 2.13% |
| 90+ days past due | $52.0K | 4.81% |
| Nonaccrual | $920.0K | 85.19% |
Total modified $ — last 13 quarters
Definitions + sources
- Source
- FFIEC Schedule RC-N memo (Restructured / Modified Loans). Both the consolidated (large-bank) and domestic-only filings are read; the consolidated figure is preferred when both are reported.
- Status buckets
- In compliance with modified terms, 30-89 days past due, 90+ days past due, and nonaccrual.
- Note
- Status breakdown is the single most useful examiner metric — separating performing modifications from past-due/nonaccrual ones is the credit-risk signal.
Generated: 2026-05-13 17:07:59 UTC