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Medallion Bank

IDRSSD: 3228908
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability

Bank Health Dashboard

Per-bank snapshot with peer-percentile metric grid + Quarterly Anomaly Alerts as of 2026-03-31. 3 alerts active.

Summary

RSSD 3228908 held $2.7B in total assets as of 2026-03-31 (+1.2% quarter-over-quarter). Total loans stood at $2.4B (+2.3% QoQ) and total deposits at $2.1B (+2.1% QoQ).

Overall position is adequate — the composite Health Score is 55/100 (Adequate). Tier 1 / RWA stands at 17.67%, in the top quartile of peers. Asset quality (NPL ratio) sits in the above median of peers.

3 Quarterly Anomaly Alerts fired this quarter. Review the alert list below for the specific Cliff Drop, Peer Outlier, and Threshold Crossing details.

Headline KPIs

Health Score
55/100
Adequate
Active Alerts
3
0 critical, 3 warning
Total Assets
$2.7B
+1.2% QoQ
Total Loans
$2.4B
+2.3% QoQ
Total Deposits
$2.1B
+2.1% QoQ

Quarterly Anomaly Alerts

Three triggers run against each metric every quarter: Cliff Drop (≥20-percentile QoQ slip), Peer Outlier (≥2σ from peer-group QoQ delta), and Threshold Crossing (supervisory + empirical bounds).

Peer-Percentile Metric Grid

Each tile shows the latest value, the bank's peer percentile, and a color band (top quartile = green; bottom decile = red). For ratios where lower is better (NPL %, Texas Ratio, MtM/T1, etc.), the percentile direction is inverted so green always means good.

Capital

Tier 1 / RWA
17.67%
87th pctile · n=360↑ better
-75 bp QoQ
CET1 / RWA
13.74%
66th pctile · n=457↑ better
-66 bp QoQ
Total RBC / RWA
18.96%
87th pctile · n=360↑ better
-75 bp QoQ
Tier 1 Leverage Ratio
17.67%
89th pctile · n=457↑ better
-75 bp QoQ

Liquidity

Cash / Assets
4.22%
37th pctile · n=457↑ better
-127 bp QoQ
Loans / Deposits
112.02%
97th pctile · n=456↓ better
+17 bp QoQ
Non-Core Funding Dependence
—
no peer group↓ better

Asset Quality

NPL / Loans
0.46%
43th pctile · n=457↓ better
-15 bp QoQ
NPA / Assets
0.43%
49th pctile · n=457↓ better
-14 bp QoQ
Texas Ratio (regulatory)
2.08%
27th pctile · n=457↓ better
-59 bp QoQ
Net Charge-Offs / Avg Loans
3.33%
99th pctile · n=457↓ better
+3 bp QoQ
ALLL Coverage of NPL
930.65%
89th pctile · n=457↑ better
+22592 bp QoQ

Earnings

Net Interest Margin
8.52%
99th pctile · n=457↑ better
-35 bp QoQ
Return on Assets
1.97%
89th pctile · n=457↑ better
-101 bp QoQ
Return on Equity
11.64%
50th pctile · n=457↑ better
-581 bp QoQ
Efficiency Ratio
27.94%
2th pctile · n=457↓ better
+657 bp QoQ
Pre-tax NOI / Avg Assets
2.74%
94th pctile · n=457↑ better
-139 bp QoQ

Funding

Brokered / Deposits
98.72%
100th pctile · n=456↓ better
+1 bp QoQ
Core Deposits / Deposits
—
no peer group↑ better
FHLB Advances / Liabilities
1.81%
51th pctile · n=457↓ better
-49 bp QoQ

Securities

MtM Loss / Tier 1 (SVB metric)
—
no peer group↓ better
Securities / Assets
2.63%
7th pctile · n=457↑ better
+26 bp QoQ
AFS Securities / Assets
2.56%
11th pctile · n=457↑ better
+27 bp QoQ
HTM Securities / Assets
0.00%
26th pctile · n=457↑ better

Methodology

Health Score (0-100)
Unweighted average of every metric's peer percentile, with lower-is-better metrics inverted before averaging. Strong = ≥70, Adequate = 40-70, Weak = <40.
Peer group
Same asset-size bucket and charter type as the subject bank, computed nightly into PeerPercentile. Single-bank peer groups render as "no peer group" on the affected tiles.
Cliff Drop Alert
Triggered when a metric's peer percentile rank drops by ≥20 points vs the prior quarter. Direction-adjusted, so "dropping" always means moving toward the bottom of the rankings regardless of metric polarity.
Peer Outlier Alert
Triggered when the bank's QoQ change in a metric is more than 2 standard deviations away from the peer group's QoQ change distribution.
Threshold Crossing Alert
Triggered when a metric crosses one of a small set of supervisory or empirical thresholds (Tier 1/RWA < 8%, MtM/T1 > 40%, Texas Ratio > 50%, etc.). Critical-severity thresholds suppress the corresponding warning row for the same metric.
Source
FFIEC Call Report (RC, RC-A, RC-B, RC-C, RC-E, RC-K, RC-M, RC-N, RC-R, RI, RI-B) ingested nightly into CallReport_Financials and CallReport_FdicData. Visbanking's metric coloring and alert thresholds.

Generated: 2026-05-14 03:43:21 UTC