The Lyndon State Bank

Lyndon, KS
IDRSSD: 136655
Total Assets
$103.96M
Latest filing
Total Deposits
$78.64M
Latest filing
Net Interest Margin
4.74%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date08/01/1901
Community BankYes
Ownership TypeNot Mutual
ZIP66451
State and County Number20139
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameTopeka, KS

Operational Info

Number of Employees21
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitehttp://www.lyndonstatebank.com
Data Updated11/14/2025
CERT12135
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$103.96M
Total Deposits$78.64M
Total Liabilities$94.56M
Total Equity Capital$9.40M
Net Income$356.00k
Net Loans and Leases$85.56M
Assets Per Employee ($Millions)$4.73M
Bank Premises and Fixed Assets$386.00k
Cash and Balances due from Depository Institutions$1.88M
Deposits Held in Domestic Offices$78.64M

Key Performance Ratios

Return on Assets (ROA)1.37%
Return on Equity (ROE)15.43%
Net Interest Margin4.74%
Efficiency Ratio70.85%
Tier 1 Risk-Based Capital Ratio13.064%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.039%
Earning Assets to total Assets92.93%

Income and Expense

Total Interest Income$1.59M
Total Noninterest Income$117.00k
Total Interest Expense$444.00k
Total Noninterest Expense$898.00k
Net Interest Income$1.15M
Pre-tax Net Operating Income$368.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$15.00M
Federal Funds Sold & Reverse Repurchase Agreement$1.31M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$915.00k
Total Liabilities and Capital$103.96M

Securities

Securities$9.75M
Available-for-sale debt securities$9.75M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The Lyndon State Bank?
$103.96M as of the latest filing.
How much are The Lyndon State Bank's total deposits?
$78.64M in total deposits.
Where is The Lyndon State Bank located?
Lyndon, KS.
What is the Net Interest Margin?
4.74%.
How many domestic offices does it operate?
3.
When was it established?
08/01/1901.
What is the Return on Assets (ROA)?
1.37%.
How much are total loans and leases?
$85.56M (latest filing).
What is the total interest income (latest filing)?
$1.59M.