Luminate Bank
IDRSSD: 310754
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability
Growth
Quarter-over-quarter, year-over-year, and 3-year compound growth for 22 headline metrics. As of 2025-12-31.
Growth heatmap
| ALLL / Loans (LNATRESR) | 1.29 | -19.31% | +8.82% | — |
|---|---|---|---|---|
| Brokered Deposits (BRO) | 7.77M | -68.65% | -70.01% | — |
| Commercial & Industrial (LNCI) | 38.65M | -15.61% | +5.48% | — |
| Construction & Land Dev (LNRECONS) | 41.18M | +27.56% | -0.32% | — |
| Consumer (Other) (LNCONOTH) | 285.0K | +1.06% | +1400.00% | — |
| CRE (Nonfarm Nonresidential) (LNRENRES) | 29.93M | +33.59% | +53.53% | — |
| Efficiency Ratio (EEFFQR) | 88.97 | +2.87% | -8.70% | — |
| Equity / Assets (EQR) | 9.54 | -1.10% | -15.87% | — |
| Estimated Uninsured Deposits (Domestic) (EDEPDOM) | 9.66M | +43.06% | +45.28% | — |
| Multifamily RE (LNREMULT) | 12.37M | -3.50% | +123.33% | — |
| Net Charge-Offs / Loans (Ann.) (NTLNLSQR) | 0.60 | -452.94% | -13.04% | — |
| Net Interest Margin (Quarterly) (NIMYQ) | 5.47 | +28.71% | +62.80% | — |
| Noncurrent / Loans (NCLNLSR) | 2.49 | -36.37% | -26.21% | — |
| Return on Assets (Quarterly) (ROAQ) | 3.95 | -27.39% | +1061.76% | — |
| Return on Assets (YTD) (ROA) | 3.32 | -4.32% | +15.84% | — |
| Return on Equity (Quarterly) (ROEQ) | 41.21 | -27.41% | +1415.07% | — |
| Tier 1 Capital (RBCT1J) | 47.76M | +11.61% | +29.86% | — |
| Total Assets (ASSET) | 511.05M | +12.14% | +52.17% | — |
| Total Deposits (DEP) | 431.80M | +17.88% | +68.01% | — |
| Total Loans (Net) (LNLSNET) | 367.45M | +11.63% | +39.41% | — |
| Total Risk-Based Capital Ratio (RBCRWAJ) | 13.76 | -1.50% | -11.09% | — |
| Total Securities (SC) | 2.00M | -0.05% | +2.20% | — |
Methodology
- Source
- FDIC precomputed ratios / aggregates in
CallReport_FdicData. - QoQ
- Compares the latest quarter to the prior quarter.
- YoY
- Compares the latest quarter to four quarters prior.
- 3Y CAGR
- Compound annual growth rate over twelve quarters.
- Reading the table
- Dollar figures (assets, deposits, loans) are in thousands unless a multiplier is shown. Green cells = growth, red = contraction. — means insufficient history or a zero denominator.
Generated: 2026-04-26 19:14:25 UTC