Luminate Bank
IDRSSD: 310754
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability
Growth
Quarter-over-quarter, year-over-year, and 3-year compound growth for 22 headline metrics. As of 2026-03-31.
Growth heatmap
| ALLL / Loans (LNATRESR) | 1.01 | -21.51% | -3.61% | — |
|---|---|---|---|---|
| Brokered Deposits (BRO) | 6.28M | -19.18% | -75.77% | — |
| Commercial & Industrial (LNCI) | 40.53M | +4.86% | +27.73% | — |
| Construction & Land Dev (LNRECONS) | 49.73M | +20.76% | +69.97% | — |
| Consumer (Other) (LNCONOTH) | 284.0K | -0.35% | +2266.67% | — |
| CRE (Nonfarm Nonresidential) (LNRENRES) | 32.49M | +8.57% | +68.51% | — |
| Efficiency Ratio (EEFFQR) | 89.28 | +0.35% | -6.75% | — |
| Equity / Assets (EQR) | 10.00 | +4.81% | -11.86% | — |
| Estimated Uninsured Deposits (Domestic) (EDEPDOM) | 3.28M | -66.06% | +78.36% | — |
| Multifamily RE (LNREMULT) | 10.46M | -15.41% | +8.40% | — |
| Net Charge-Offs / Loans (Ann.) (NTLNLSQR) | 0.98 | +63.33% | +16.67% | — |
| Net Interest Margin (Quarterly) (NIMYQ) | 3.65 | -33.27% | +5.19% | — |
| Noncurrent / Loans (NCLNLSR) | 2.01 | -19.37% | -42.71% | — |
| Return on Assets (Quarterly) (ROAQ) | 3.11 | -21.27% | +401.61% | — |
| Return on Assets (YTD) (ROA) | 3.11 | -6.39% | +403.63% | — |
| Return on Equity (Quarterly) (ROEQ) | 31.84 | -22.74% | +484.22% | — |
| Tier 1 Capital (RBCT1J) | 50.77M | +6.30% | +35.53% | — |
| Total Assets (ASSET) | 517.34M | +1.23% | +51.56% | — |
| Total Deposits (DEP) | 421.01M | -2.50% | +67.50% | — |
| Total Loans (Net) (LNLSNET) | 414.07M | +12.69% | +43.24% | — |
| Total Risk-Based Capital Ratio (RBCRWAJ) | 14.17 | +2.99% | -16.73% | — |
| Total Securities (SC) | 0.00 | -100.00% | -100.00% | — |
Methodology
- Source
- FDIC precomputed ratios / aggregates in
CallReport_FdicData. - QoQ
- Compares the latest quarter to the prior quarter.
- YoY
- Compares the latest quarter to four quarters prior.
- 3Y CAGR
- Compound annual growth rate over twelve quarters.
- Reading the table
- Dollar figures (assets, deposits, loans) are in thousands unless a multiplier is shown. Green cells = growth, red = contraction. — means insufficient history or a zero denominator.
Generated: 2026-05-15 02:49:05 UTC