The Lemont National Bank
Lemont, IL
IDRSSD: 480330
Total Assets
$49.12M
Latest filing
Total Deposits
$46.79M
Latest filing
Net Interest Margin
1.70%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
071914138LEMONT, IL
Key People
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Locations
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Main Office
The Lemont National Bank
1201 State St
Lemont, IL 60439
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1901FDIC Certificate 2363
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| The Lemont National Bank (Main) | 1201 State St | Lemont, IL | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1901 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 60439 |
| State and County Number | 17031 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Chicago-Naperville-Elgin, IL-IN-WI |
Operational Info
| Number of Employees | 8 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/01/2026 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.lemontnationalbank.com |
| Data Updated | 01/30/2026 |
| CERT | 3693 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $49.12M |
| Total Deposits | $46.79M |
| Total Liabilities | $47.82M |
| Total Equity Capital | $1.30M |
| Net Income | $-1,637,000 |
| Net Loans and Leases | $4.19M |
| Assets Per Employee ($Millions) | $4.91M |
| Bank Premises and Fixed Assets | $2.33M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $46.79M |
Key Performance Ratios
| Return on Assets (ROA) | -13.22% |
| Return on Equity (ROE) | -309.23% |
| Net Interest Margin | 1.7% |
| Efficiency Ratio | 633.33% |
| Tier 1 Risk-Based Capital Ratio | 7.562% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 2.643% |
| Earning Assets to total Assets | 90.75% |
Income and Expense
| Total Interest Income | $304.00k |
| Total Noninterest Income | $16.00k |
| Total Interest Expense | $113.00k |
| Total Noninterest Expense | $1.31M |
| Net Interest Income | $191.00k |
| Pre-tax Net Operating Income | $-1,104,000 |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $852.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.03M |
| Total Liabilities and Capital | $49.12M |
Securities
| Securities | $36.62M |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $36.62M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Lemont National Bank?
$49.12M as of the latest filing.
How much are The Lemont National Bank's total deposits?
$46.79M in total deposits.
Where is The Lemont National Bank located?
Lemont, IL.
What is the Net Interest Margin?
1.70%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1901.
What is the Return on Assets (ROA)?
-13.22%.
How much are total loans and leases?
$4.19M (latest filing).
What is the total interest income (latest filing)?
$304.00k.