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Lakeview Bank

IDRSSD: 3253834
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability

Bank Health Dashboard

Per-bank snapshot with peer-percentile metric grid + Quarterly Anomaly Alerts as of 2026-03-31. 1 alert active.

Summary

RSSD 3253834 held $208.6M in total assets as of 2026-03-31 (+10.8% quarter-over-quarter). Total loans stood at $140.8M (+1.4% QoQ) and total deposits at $186.9M (+12.4% QoQ).

Overall position is weak — the composite Health Score is 40/100 (Weak). Tier 1 / RWA stands at 13.38%, in the below median of peers. Asset quality (NPL ratio) sits in the below median of peers.

1 Quarterly Anomaly Alert fired this quarter, including 1 critical-severity row. Review the alert list below for the specific Cliff Drop, Peer Outlier, and Threshold Crossing details.

Headline KPIs

Health Score
40/100
Weak
Active Alerts
1
1 critical, 0 warning
Total Assets
$208.6M
+10.8% QoQ
Total Loans
$140.8M
+1.4% QoQ
Total Deposits
$186.9M
+12.4% QoQ

Quarterly Anomaly Alerts

Three triggers run against each metric every quarter: Cliff Drop (≥20-percentile QoQ slip), Peer Outlier (≥2σ from peer-group QoQ delta), and Threshold Crossing (supervisory + empirical bounds).

Peer-Percentile Metric Grid

Each tile shows the latest value, the bank's peer percentile, and a color band (top quartile = green; bottom decile = red). For ratios where lower is better (NPL %, Texas Ratio, MtM/T1, etc.), the percentile direction is inverted so green always means good.

Capital

Tier 1 / RWA
13.38%
28th pctile · n=232↑ better
-31 bp QoQ
CET1 / RWA
13.38%
67th pctile · n=500↑ better
-31 bp QoQ
Total RBC / RWA
14.63%
30th pctile · n=232↑ better
-31 bp QoQ
Tier 1 Leverage Ratio
13.38%
67th pctile · n=500↑ better
-31 bp QoQ

Liquidity

Cash / Assets
0.00%
5th pctile · n=500↑ better
Loans / Deposits
75.34%
47th pctile · n=492↓ better
-818 bp QoQ
Non-Core Funding Dependence
—
no peer group↓ better

Asset Quality

NPL / Loans
0.96%
71th pctile · n=500↓ better
-16 bp QoQ
NPA / Assets
0.66%
70th pctile · n=500↓ better
-18 bp QoQ
Texas Ratio (regulatory)
7.07%
76th pctile · n=500↓ better
-103 bp QoQ
Net Charge-Offs / Avg Loans
0.15%
89th pctile · n=500↓ better
+16 bp QoQ
ALLL Coverage of NPL
138.76%
54th pctile · n=500↑ better
+1933 bp QoQ

Earnings

Net Interest Margin
4.21%
67th pctile · n=500↑ better
-21 bp QoQ
Return on Assets
1.02%
37th pctile · n=500↑ better
-11 bp QoQ
Return on Equity
12.22%
56th pctile · n=500↑ better
-65 bp QoQ
Efficiency Ratio
62.86%
45th pctile · n=500↓ better
+198 bp QoQ
Pre-tax NOI / Avg Assets
1.46%
53th pctile · n=500↑ better
-14 bp QoQ

Funding

Brokered / Deposits
6.68%
82th pctile · n=492↓ better
+18 bp QoQ
Core Deposits / Deposits
—
no peer group↑ better
FHLB Advances / Liabilities
2.34%
70th pctile · n=500↓ better
-28 bp QoQ

Securities

MtM Loss / Tier 1 (SVB metric)
—
no peer group↓ better
Securities / Assets
12.91%
35th pctile · n=500↑ better
-127 bp QoQ
AFS Securities / Assets
12.91%
42th pctile · n=500↑ better
-127 bp QoQ
HTM Securities / Assets
0.00%
37th pctile · n=500↑ better

Methodology

Health Score (0-100)
Unweighted average of every metric's peer percentile, with lower-is-better metrics inverted before averaging. Strong = ≥70, Adequate = 40-70, Weak = <40.
Peer group
Same asset-size bucket and charter type as the subject bank, computed nightly into PeerPercentile. Single-bank peer groups render as "no peer group" on the affected tiles.
Cliff Drop Alert
Triggered when a metric's peer percentile rank drops by ≥20 points vs the prior quarter. Direction-adjusted, so "dropping" always means moving toward the bottom of the rankings regardless of metric polarity.
Peer Outlier Alert
Triggered when the bank's QoQ change in a metric is more than 2 standard deviations away from the peer group's QoQ change distribution.
Threshold Crossing Alert
Triggered when a metric crosses one of a small set of supervisory or empirical thresholds (Tier 1/RWA < 8%, MtM/T1 > 40%, Texas Ratio > 50%, etc.). Critical-severity thresholds suppress the corresponding warning row for the same metric.
Source
FFIEC Call Report (RC, RC-A, RC-B, RC-C, RC-E, RC-K, RC-M, RC-N, RC-R, RI, RI-B) ingested nightly into CallReport_Financials and CallReport_FdicData. Visbanking's metric coloring and alert thresholds.

Generated: 2026-05-14 04:24:10 UTC