International Bank of Commerce
Brownsville, TX
IDRSSD: 230759
Total Assets
$4.35B
Latest filing
Total Deposits
$3.76B
Latest filing
Net Interest Margin
3.63%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
International Bank of Commerce
1600 Fm 802
Brownsville, TX 78521
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/09/1984FDIC Certificate 17579
Branches (40)
Page 1 of 6| Name | Address | City / State |
|---|---|---|
| International Bank of Commerce (Main) | 1600 Fm 802 | Brownsville, TX |
| FOUR CORNERS BRANCH | 4520 East 14th Street | Brownsville, TX |
| BANQUITO 10TH BRANCH | 301 S 10th St | Mcallen, TX |
| EDINBURG BRANCH | 1724 W University Dr | Edinburg, TX |
| WALMART LAS TIENDAS BRANCH | 1200 E Jackson Ave | Mcallen, TX |
| WALMART MISSION BRANCH | 2410 East Highway 83 | Mission, TX |
| SOUTH PADRE ISLAND BRANCH | 911 Padre Blvd | South Padre Island, TX |
| CENTRAL BLVD. BRANCH | 1623 Central Blvd | Brownsville, TX |
Showing 7 of 40
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/09/1984 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 78521 |
| State and County Number | 48061 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Brownsville-Harlingen, TX |
Operational Info
| Number of Employees | 469 |
| Domestic Offices | 41 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 09/30/2022 |
| Date of Deposit Insurance | 10/09/1984 |
| Primary Insurance Agency | DIF |
| Website | www.ibc.com |
| Data Updated | 11/14/2025 |
| CERT | 25679 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $4.35B |
| Total Deposits | $3.76B |
| Total Liabilities | $3.83B |
| Total Equity Capital | $524.22M |
| Net Income | $25.57M |
| Net Loans and Leases | $1.52B |
| Assets Per Employee ($Millions) | $9.5M |
| Bank Premises and Fixed Assets | $52.87M |
| Cash and Balances due from Depository Institutions | $57.34M |
| Deposits Held in Domestic Offices | $3.76B |
Key Performance Ratios
| Return on Assets (ROA) | 2.36% |
| Return on Equity (ROE) | 19.94% |
| Net Interest Margin | 3.63% |
| Efficiency Ratio | 34.58% |
| Tier 1 Risk-Based Capital Ratio | 26.883% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.05% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.044% |
| Earning Assets to total Assets | 94.96% |
Income and Expense
| Total Interest Income | $52.45M |
| Total Noninterest Income | $13.01M |
| Total Interest Expense | $15.23M |
| Total Noninterest Expense | $17.37M |
| Net Interest Income | $37.23M |
| Pre-tax Net Operating Income | $32.30M |
| Provision for Credit Losses | $562.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $17.33M |
| Other borrowed funds | $10.38M |
| Federal Funds Sold & Reverse Repurchase Agreement | $801.15M |
| Federal Funds Purchased and Repurchased Agreement | $26.57M |
| All Other Liabilities | $26.94M |
| Total Liabilities and Capital | $4.35B |
Securities
| Securities | $1.82B |
| Available-for-sale debt securities | $1.82B |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $100.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of International Bank of Commerce?
$4.35B as of the latest filing.
How much are International Bank of Commerce's total deposits?
$3.76B in total deposits.
Where is International Bank of Commerce located?
Brownsville, TX.
What is the Net Interest Margin?
3.63%.
How many domestic offices does it operate?
41.
When was it established?
10/09/1984.
What is the Return on Assets (ROA)?
2.36%.
How much are total loans and leases?
$1.52B (latest filing).
What is the total interest income (latest filing)?
$52.45M.