Huntington Federal Savings Bank

Huntington, WV
IDRSSD: 609476
Total Assets
$556.69M
Latest filing
Total Deposits
$432.74M
Latest filing
Net Interest Margin
1.20%
Profitability

Locations

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Main Office
Huntington Federal Savings Bank
1049 5th Ave
Huntington, WV 25701
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1929FDIC Certificate 40718

Branches (4)

Page 1 of 1
NameAddressCity / State
Huntington Federal Savings Bank (Main)1049 5th AveHuntington, WV
TEAYS VALLEY BRANCH3903 Teays Valley RdHurricane, WV
EAST HILLS MALL BRANCH5175 Us Route 60Huntington, WV
WESTMORELAND BRANCH500 Camden RdHuntington, WV
BARBOURSVILLE BRANCH3413 Us Route 60 EBarboursville, WV
Showing 4 of 4

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassFederal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS
Primary RegulatorOCC
Established Date01/01/1929
Community BankYes
Ownership TypeMutual
ZIP25701
State and County Number54011
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number05
Numeric code34
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictAtlanta
Core Based Statistical Area NameHuntington-Ashland, WV-KY-OH

Operational Info

Number of Employees98
Domestic Offices5
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date01/02/2024
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewww.huntingtonfederal.com
Data Updated11/14/2025
CERT27884
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$556.69M
Total Deposits$432.74M
Total Liabilities$472.15M
Total Equity Capital$84.54M
Net Income$-900,000
Net Loans and Leases$285.74M
Assets Per Employee ($Millions)$5.51M
Bank Premises and Fixed Assets$5.96M
Cash and Balances due from Depository Institutions$23.20M
Deposits Held in Domestic Offices$432.74M

Key Performance Ratios

Return on Assets (ROA)-0.65%
Return on Equity (ROE)-4.24%
Net Interest Margin1.2%
Efficiency Ratio171.6%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets15.186%
Earning Assets to total Assets95.85%

Income and Expense

Total Interest Income$4.90M
Total Noninterest Income$74.00k
Total Interest Expense$3.29M
Total Noninterest Expense$2.88M
Net Interest Income$1.60M
Pre-tax Net Operating Income$-1,200,000
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$37.00M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.41M
Total Liabilities and Capital$556.69M

Securities

Securities$234.32M
Available-for-sale debt securities$0
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$234.32M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Huntington Federal Savings Bank?
$556.69M as of the latest filing.
How much are Huntington Federal Savings Bank's total deposits?
$432.74M in total deposits.
Where is Huntington Federal Savings Bank located?
Huntington, WV.
What is the Net Interest Margin?
1.20%.
How many domestic offices does it operate?
5.
When was it established?
01/01/1929.
What is the Return on Assets (ROA)?
-0.65%.
How much are total loans and leases?
$285.74M (latest filing).
What is the total interest income (latest filing)?
$4.90M.