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Hinsdale Bank And Trust Company National Association

IDRSSD: 2119773
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability

Bank Health Dashboard

Per-bank snapshot with peer-percentile metric grid + Quarterly Anomaly Alerts as of 2026-03-31. No anomalies triggered this quarter.

Summary

RSSD 2119773 held $6.5B in total assets as of 2026-03-31 (+6.3% quarter-over-quarter). Total loans stood at $4.7B (+4.1% QoQ) and total deposits at $5.3B (+8.7% QoQ).

Overall position is adequate — the composite Health Score is 53/100 (Adequate). Tier 1 / RWA stands at 10.70%, in the bottom decile of peers. Asset quality (NPL ratio) sits in the top quartile of peers.

No Quarterly Anomaly Alerts were triggered this quarter — the metric grid did not breach any of the Cliff Drop, Peer Outlier, or Threshold Crossing rules.

Headline KPIs

Health Score
53/100
Adequate
Active Alerts
0
No anomalies
Total Assets
$6.5B
+6.3% QoQ
Total Loans
$4.7B
+4.1% QoQ
Total Deposits
$5.3B
+8.7% QoQ

Quarterly Anomaly Alerts

Three triggers run against each metric every quarter: Cliff Drop (≥20-percentile QoQ slip), Peer Outlier (≥2σ from peer-group QoQ delta), and Threshold Crossing (supervisory + empirical bounds).

No Quarterly Anomaly Alerts this quarter. The metric grid did not breach any of the Cliff Drop, Peer Outlier, or Threshold Crossing rules.

Peer-Percentile Metric Grid

Each tile shows the latest value, the bank's peer percentile, and a color band (top quartile = green; bottom decile = red). For ratios where lower is better (NPL %, Texas Ratio, MtM/T1, etc.), the percentile direction is inverted so green always means good.

Capital

Tier 1 / RWA
10.70%
3th pctile · n=197↑ better
-32 bp QoQ
CET1 / RWA
10.70%
17th pctile · n=222↑ better
-33 bp QoQ
Total RBC / RWA
11.46%
3th pctile · n=197↑ better
-24 bp QoQ
Tier 1 Leverage Ratio
10.70%
14th pctile · n=222↑ better
-33 bp QoQ

Liquidity

Cash / Assets
5.89%
54th pctile · n=222↑ better
+316 bp QoQ
Loans / Deposits
88.72%
53th pctile · n=220↓ better
-389 bp QoQ
Non-Core Funding Dependence
—
no peer group↓ better

Asset Quality

NPL / Loans
0.14%
9th pctile · n=222↓ better
-1 bp QoQ
NPA / Assets
0.13%
14th pctile · n=222↓ better
+1 bp QoQ
Texas Ratio (regulatory)
1.35%
16th pctile · n=222↓ better
+12 bp QoQ
Net Charge-Offs / Avg Loans
-0.06%
1th pctile · n=222↓ better
-9 bp QoQ
ALLL Coverage of NPL
491.86%
86th pctile · n=222↑ better
+9393 bp QoQ

Earnings

Net Interest Margin
3.43%
37th pctile · n=222↑ better
-7 bp QoQ
Return on Assets
1.44%
60th pctile · n=222↑ better
-7 bp QoQ
Return on Equity
13.68%
63th pctile · n=222↑ better
-28 bp QoQ
Efficiency Ratio
36.28%
8th pctile · n=222↓ better
-144 bp QoQ
Pre-tax NOI / Avg Assets
1.92%
67th pctile · n=222↑ better
-10 bp QoQ

Funding

Brokered / Deposits
12.29%
82th pctile · n=220↓ better
+14 bp QoQ
Core Deposits / Deposits
—
no peer group↑ better
FHLB Advances / Liabilities
8.18%
84th pctile · n=222↓ better
-58 bp QoQ

Securities

MtM Loss / Tier 1 (SVB metric)
—
no peer group↓ better
Securities / Assets
16.35%
58th pctile · n=222↑ better
-14 bp QoQ
AFS Securities / Assets
9.97%
41th pctile · n=222↑ better
+40 bp QoQ
HTM Securities / Assets
6.35%
83th pctile · n=222↑ better
-54 bp QoQ

Methodology

Health Score (0-100)
Unweighted average of every metric's peer percentile, with lower-is-better metrics inverted before averaging. Strong = ≥70, Adequate = 40-70, Weak = <40.
Peer group
Same asset-size bucket and charter type as the subject bank, computed nightly into PeerPercentile. Single-bank peer groups render as "no peer group" on the affected tiles.
Cliff Drop Alert
Triggered when a metric's peer percentile rank drops by ≥20 points vs the prior quarter. Direction-adjusted, so "dropping" always means moving toward the bottom of the rankings regardless of metric polarity.
Peer Outlier Alert
Triggered when the bank's QoQ change in a metric is more than 2 standard deviations away from the peer group's QoQ change distribution.
Threshold Crossing Alert
Triggered when a metric crosses one of a small set of supervisory or empirical thresholds (Tier 1/RWA < 8%, MtM/T1 > 40%, Texas Ratio > 50%, etc.). Critical-severity thresholds suppress the corresponding warning row for the same metric.
Source
FFIEC Call Report (RC, RC-A, RC-B, RC-C, RC-E, RC-K, RC-M, RC-N, RC-R, RI, RI-B) ingested nightly into CallReport_Financials and CallReport_FdicData. Visbanking's metric coloring and alert thresholds.

Generated: 2026-05-13 11:35:52 UTC