Highpoint Community Bank
Hastings, MI
IDRSSD: 750341
Total Assets
$589.69M
Latest filing
Total Deposits
$532.19M
Latest filing
Net Interest Margin
3.46%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
072402869HASTINGS, MI
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Highpoint Community Bank
150 W Court St
Hastings, MI 49058
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1886FDIC Certificate 7283
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Highpoint Community Bank (Main) | 150 W Court St | Hastings, MI |
| CALEDONIA BRANCH | 9265 Cherry Valley Ave Se | Caledonia, MI |
| NASHVILLE BRANCH | 310 N Main St | Nashville, MI |
| WAYLAND BRANCH | 156 W Superior St | Wayland, MI |
| MESSENGER SERVICE | 150 W Court St | Hastings, MI |
| MARSHALL BRANCH | 124 W Michigan Ave | Marshall, MI |
| MIDDLEVILLE BRANCH | 435 Arlington St | Middleville, MI |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1886 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 49058 |
| State and County Number | 26015 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 72 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/09/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | WWW.HIGHPOINTCOMMUNITYBANK.COM |
| Data Updated | 01/30/2026 |
| CERT | 11407 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $589.69M |
| Total Deposits | $532.19M |
| Total Liabilities | $542.27M |
| Total Equity Capital | $47.42M |
| Net Income | $1.13M |
| Net Loans and Leases | $350.08M |
| Assets Per Employee ($Millions) | $8.08M |
| Bank Premises and Fixed Assets | $8.72M |
| Cash and Balances due from Depository Institutions | $161.23M |
| Deposits Held in Domestic Offices | $532.19M |
Key Performance Ratios
| Return on Assets (ROA) | 0.76% |
| Return on Equity (ROE) | 9.61% |
| Net Interest Margin | 3.46% |
| Efficiency Ratio | 74.99% |
| Tier 1 Risk-Based Capital Ratio | 15.195% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.06% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.042% |
| Earning Assets to total Assets | 94.71% |
Income and Expense
| Total Interest Income | $6.89M |
| Total Noninterest Income | $611.00k |
| Total Interest Expense | $2.04M |
| Total Noninterest Expense | $4.10M |
| Net Interest Income | $4.86M |
| Pre-tax Net Operating Income | $1.27M |
| Provision for Credit Losses | $95.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $7.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.08M |
| Total Liabilities and Capital | $589.69M |
Securities
| Securities | $55.52M |
| Available-for-sale debt securities | $55.52M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Highpoint Community Bank?
$589.69M as of the latest filing.
How much are Highpoint Community Bank's total deposits?
$532.19M in total deposits.
Where is Highpoint Community Bank located?
Hastings, MI.
What is the Net Interest Margin?
3.46%.
How many domestic offices does it operate?
7.
When was it established?
01/01/1886.
What is the Return on Assets (ROA)?
0.76%.
How much are total loans and leases?
$350.08M (latest filing).
What is the total interest income (latest filing)?
$6.89M.