Guaranty Bank & Trust Company of Delhi, Louisiana
Delhi, LA
IDRSSD: 969255
Total Assets
$448.46M
Latest filing
Total Deposits
$382.97M
Latest filing
Net Interest Margin
4.15%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Guaranty Bank & Trust Company of Delhi, Louisiana
120 Oak St
Delhi, LA 71232
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/15/1966FDIC Certificate 13437
Branches (9)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Guaranty Bank & Trust Company of Delhi, Louisiana (Main) | 120 Oak St | Delhi, LA |
| MADISON BRANCH | 13 Crothers Dr | Richmond, LA |
| RAYVILLE BRANCH | 802 Julia St | Rayville, LA |
| DRIVE-IN BRANCH | 602 Broadway St | Delhi, LA |
| EPPS BRANCH | 938 Highway 17 | Epps, LA |
| OAK GROVE BRANCH | 109 S Constitution Ave | Oak Grove, LA |
| START BRANCH | 2899 Louisiana Hwy 133 | Rayville, LA |
| WEST MONROE BRANCH | 5115 Cypress St | West Monroe, LA |
Showing 7 of 9
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/15/1966 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 71232 |
| State and County Number | 22083 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 67 |
| Domestic Offices | 10 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 10/15/1966 |
| Primary Insurance Agency | DIF |
| Website | www.gbankla.com |
| Data Updated | 11/14/2025 |
| CERT | 19638 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $448.46M |
| Total Deposits | $382.97M |
| Total Liabilities | $411.17M |
| Total Equity Capital | $37.29M |
| Net Income | $1.86M |
| Net Loans and Leases | $329.74M |
| Assets Per Employee ($Millions) | $6.6M |
| Bank Premises and Fixed Assets | $4.54M |
| Cash and Balances due from Depository Institutions | $103.94M |
| Deposits Held in Domestic Offices | $382.97M |
Key Performance Ratios
| Return on Assets (ROA) | 1.66% |
| Return on Equity (ROE) | 20.12% |
| Net Interest Margin | 4.15% |
| Efficiency Ratio | 55.66% |
| Tier 1 Risk-Based Capital Ratio | 14.669% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.27% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.315% |
| Earning Assets to total Assets | 96.14% |
Income and Expense
| Total Interest Income | $7.47M |
| Total Noninterest Income | $409.00k |
| Total Interest Expense | $3.00M |
| Total Noninterest Expense | $2.71M |
| Net Interest Income | $4.46M |
| Pre-tax Net Operating Income | $1.86M |
| Provision for Credit Losses | $300.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $91.00k |
| Other borrowed funds | $25.16M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.05M |
| Total Liabilities and Capital | $448.46M |
Securities
| Securities | $5.89M |
| Available-for-sale debt securities | $5.89M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Guaranty Bank & Trust Company of Delhi, Louisiana?
$448.46M as of the latest filing.
How much are Guaranty Bank & Trust Company of Delhi, Louisiana's total deposits?
$382.97M in total deposits.
Where is Guaranty Bank & Trust Company of Delhi, Louisiana located?
Delhi, LA.
What is the Net Interest Margin?
4.15%.
How many domestic offices does it operate?
10.
When was it established?
10/15/1966.
What is the Return on Assets (ROA)?
1.66%.
How much are total loans and leases?
$329.74M (latest filing).
What is the total interest income (latest filing)?
$7.47M.