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Great Plains National Bank

IDRSSD: 2482824
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability

Vital Signs Report — 2024-Q2

Per-quarter snapshot for 2024-Q2: composite Vital Signs Score, all five pillars, and ranked Watch Items.

Synthesis

Vital Signs Score
74
/ 100
StableAs of 2024-Q2QoQ -4

Weighted composite of five pillars (Liquidity, Securities, Capitalization, Asset Quality, Reserves). Missing pillars are dropped from the denominator. See methodology footer.

Quarterly Headline

2024-Q2

Bank #2482824 2024-Q2 Vital Signs Score: 74/100 — overall stable. Strongest pillar: Securities (strong). Weakest pillar: Capitalization (watch).

Liquidity:Stable
Securities:Strong
Capitalization:Watch
Asset Quality:Stable
Reserves:Stable

Top 3 Watch Items

  1. watch
    Net charge-offs elevated
    Asset Quality — NCO YTD 2.38% of loans.

What changed this quarter

Compared to Q1 2024:
↓ -4 ptscomposite
  • Liquidity
    ↓ -1
  • Securities
    — —
  • Capitalization
    ↓ -8
  • Asset Quality
    ↓ -9
  • Reserves
    ↑ +1

The five pillars

Liquidity

StableQoQ -1
76
Sub-score

Liquidity is stable: brokered 2.5%, loans/deposits 92.9%, cash 5.0% of assets.

Cash / Assets
5.04%
Loans / Deposits
92.86%
Brokered %
2.47%
No watch items at this period.

Securities

Strong
100
Sub-score

Securities profile is strong: securities 2.1% of assets.

MtM Loss / Tier 1
—
SVB watch metric
Securities / Assets
2.12%
No watch items at this period.

Capitalization

WatchQoQ -8
55
Sub-score

Capital position is deteriorating: Tier 1 RBC 10.28%, CET1 10.28%, leverage 8.87%.

Tier 1 RBC
10.28%
CET1
10.28%
Leverage
8.87%
No watch items at this period.

Asset Quality

StableQoQ -9
79
Sub-score

Asset quality is stable: Adjusted NPL 0.75%, Texas Ratio 6.4%, NCO YTD 2.38%.

Adjusted NPL
0.75%
Govt-guarantees stripped
Texas Ratio
6.4%
NCO YTD
2.38%
30-89 PD
0.52%
Band 0.3% / 3.0%
90+ PD
0.12%
Band 0.1% / 2.0%

Watch Items

  • watchNet charge-offs elevated — NCO YTD 2.38% of loans.

Reserves

StableQoQ +1
70
Sub-score

Reserves are stable: ALLL 1.02% of loans, coverage 137.4%, true coverage 135.3%.

ALLL / Loans
1.02%
Coverage
137.4%
True Loss Coverage
135.3%
No watch items at this period.

Methodology + sources

Vital Signs Score
Composite of five pillar sub-scores, each 0–100. Weights: Liquidity 20%, Securities 15%, Capitalization 25%, Asset Quality 25%, Reserves 15%. See functions/src/vitalSignsScore.ts for the complete formula and band anchors.
Period addressing
Per-quarter URLs accept "YYYY-Q{n}" (canonical), "YYYYqQ" (compact form), or "YYYY-MM-DD" quarter-end dates. All forms canonicalize to the same snapshot.
Source data
FFIEC Call Report Schedules RC, RC-A, RC-B, RC-E, RC-M, RC-N, RC-R, RI, and RI-B Pt I/II via CallReport_Financials + CallReport_FdicData (Visbanking nightly ingest).

Five-pillar framework follows industry-standard bank-health analytical conventions. Composite scoring is Visbanking's own.

Generated: 2026-05-13 11:49:15 UTC