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First Western Bank

IDRSSD: 34742
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability

Bank Health Dashboard

Per-bank snapshot with peer-percentile metric grid + Quarterly Anomaly Alerts as of 2026-03-31. 2 alerts active.

Summary

RSSD 34742 held $785.6M in total assets as of 2026-03-31 (+5.8% quarter-over-quarter). Total loans stood at $642.9M (+7.3% QoQ) and total deposits at $669.2M (+1.8% QoQ).

Overall position is weak — the composite Health Score is 35/100 (Weak). Tier 1 / RWA stands at 11.43%, in the bottom quartile of peers. Asset quality (NPL ratio) sits in the below median of peers.

2 Quarterly Anomaly Alerts fired this quarter. Review the alert list below for the specific Cliff Drop, Peer Outlier, and Threshold Crossing details.

Headline KPIs

Health Score
35/100
Weak
Active Alerts
2
0 critical, 2 warning
Total Assets
$785.6M
+5.8% QoQ
Total Loans
$642.9M
+7.3% QoQ
Total Deposits
$669.2M
+1.8% QoQ

Quarterly Anomaly Alerts

Three triggers run against each metric every quarter: Cliff Drop (≥20-percentile QoQ slip), Peer Outlier (≥2σ from peer-group QoQ delta), and Threshold Crossing (supervisory + empirical bounds).

Peer-Percentile Metric Grid

Each tile shows the latest value, the bank's peer percentile, and a color band (top quartile = green; bottom decile = red). For ratios where lower is better (NPL %, Texas Ratio, MtM/T1, etc.), the percentile direction is inverted so green always means good.

Capital

Tier 1 / RWA
11.43%
13th pctile · n=322↑ better
-29 bp QoQ
CET1 / RWA
11.43%
44th pctile · n=500↑ better
-28 bp QoQ
Total RBC / RWA
12.43%
13th pctile · n=322↑ better
-34 bp QoQ
Tier 1 Leverage Ratio
11.43%
44th pctile · n=500↑ better
-28 bp QoQ

Liquidity

Cash / Assets
1.60%
10th pctile · n=500↑ better
-66 bp QoQ
Loans / Deposits
96.07%
81th pctile · n=498↓ better
+498 bp QoQ
Non-Core Funding Dependence
—
no peer group↓ better

Asset Quality

NPL / Loans
0.78%
70th pctile · n=500↓ better
-8 bp QoQ
NPA / Assets
0.69%
72th pctile · n=500↓ better
-6 bp QoQ
Texas Ratio (regulatory)
7.22%
78th pctile · n=500↓ better
-39 bp QoQ
Net Charge-Offs / Avg Loans
0.00%
37th pctile · n=500↓ better
-2 bp QoQ
ALLL Coverage of NPL
117.96%
33th pctile · n=500↑ better
+293 bp QoQ

Earnings

Net Interest Margin
4.08%
66th pctile · n=500↑ better
-21 bp QoQ
Return on Assets
1.10%
41th pctile · n=500↑ better
+13 bp QoQ
Return on Equity
12.52%
53th pctile · n=500↑ better
+182 bp QoQ
Efficiency Ratio
66.76%
65th pctile · n=500↓ better
-60 bp QoQ
Pre-tax NOI / Avg Assets
1.48%
51th pctile · n=500↑ better
+35 bp QoQ

Funding

Brokered / Deposits
7.13%
81th pctile · n=498↓ better
+202 bp QoQ
Core Deposits / Deposits
—
no peer group↑ better
FHLB Advances / Liabilities
5.72%
79th pctile · n=500↓ better
+409 bp QoQ

Securities

MtM Loss / Tier 1 (SVB metric)
—
no peer group↓ better
Securities / Assets
9.88%
32th pctile · n=500↑ better
-116 bp QoQ
AFS Securities / Assets
9.49%
36th pctile · n=500↑ better
-114 bp QoQ
HTM Securities / Assets
0.38%
71th pctile · n=500↑ better
-2 bp QoQ

Methodology

Health Score (0-100)
Unweighted average of every metric's peer percentile, with lower-is-better metrics inverted before averaging. Strong = ≥70, Adequate = 40-70, Weak = <40.
Peer group
Same asset-size bucket and charter type as the subject bank, computed nightly into PeerPercentile. Single-bank peer groups render as "no peer group" on the affected tiles.
Cliff Drop Alert
Triggered when a metric's peer percentile rank drops by ≥20 points vs the prior quarter. Direction-adjusted, so "dropping" always means moving toward the bottom of the rankings regardless of metric polarity.
Peer Outlier Alert
Triggered when the bank's QoQ change in a metric is more than 2 standard deviations away from the peer group's QoQ change distribution.
Threshold Crossing Alert
Triggered when a metric crosses one of a small set of supervisory or empirical thresholds (Tier 1/RWA < 8%, MtM/T1 > 40%, Texas Ratio > 50%, etc.). Critical-severity thresholds suppress the corresponding warning row for the same metric.
Source
FFIEC Call Report (RC, RC-A, RC-B, RC-C, RC-E, RC-K, RC-M, RC-N, RC-R, RI, RI-B) ingested nightly into CallReport_Financials and CallReport_FdicData. Visbanking's metric coloring and alert thresholds.

Generated: 2026-05-14 14:41:33 UTC