The First State Bank of Red Wing

Red Wing, MN
IDRSSD: 818559
Total Assets
$84.53M
Latest filing
Total Deposits
$81.58M
Latest filing
Net Interest Margin
2.69%
Profitability

Locations

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Main Office
The First State Bank of Red Wing
3209 S Service Dr
Red Wing, MN 55066
Full Service - Brick and Mortar
Updated 11/14/2025Established 10/14/1915FDIC Certificate 5217

Branches (2)

Page 1 of 1
NameAddressCity / State
The First State Bank of Red Wing (Main)3209 S Service DrRed Wing, MN
MEDFORD BRANCH115 1st St NeMedford, MN
MAZEPPA BRANCHFirst Street And State Highway 60Mazeppa, MN
Showing 2 of 2

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date10/14/1915
Community BankYes
Ownership TypeNot Mutual
ZIP55066
State and County Number27049
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number09
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameRed Wing, MN

Operational Info

Number of Employees13
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitehttp://www.firststatebankredwing.com
Data Updated11/14/2025
CERT8191
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$84.53M
Total Deposits$81.58M
Total Liabilities$81.78M
Total Equity Capital$2.75M
Net Income$103.00k
Net Loans and Leases$35.50M
Assets Per Employee ($Millions)$6.5M
Bank Premises and Fixed Assets$1.94M
Cash and Balances due from Depository Institutions$10.79M
Deposits Held in Domestic Offices$81.58M

Key Performance Ratios

Return on Assets (ROA)0.49%
Return on Equity (ROE)16.81%
Net Interest Margin2.69%
Efficiency Ratio82.02%
Tier 1 Risk-Based Capital Ratio20.242%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets3.25%
Earning Assets to total Assets94.76%

Income and Expense

Total Interest Income$833.00k
Total Noninterest Income$33.00k
Total Interest Expense$293.00k
Total Noninterest Expense$470.00k
Net Interest Income$540.00k
Pre-tax Net Operating Income$103.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$197.00k
Total Liabilities and Capital$84.53M

Securities

Securities$35.23M
Available-for-sale debt securities$35.23M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The First State Bank of Red Wing?
$84.53M as of the latest filing.
How much are The First State Bank of Red Wing's total deposits?
$81.58M in total deposits.
Where is The First State Bank of Red Wing located?
Red Wing, MN.
What is the Net Interest Margin?
2.69%.
How many domestic offices does it operate?
3.
When was it established?
10/14/1915.
What is the Return on Assets (ROA)?
0.49%.
How much are total loans and leases?
$35.50M (latest filing).
What is the total interest income (latest filing)?
$833.00k.