First Southern Bank
IDRSSD: 382649
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability
Asset Quality
RC-N as of 2026-03-31.
Headline ratios
- Noncurrent Loan Ratio
- 1.88% Latest period
- Net Charge-Offs (ann.)
- 0.43% Latest period
- Texas Ratio
- 13.28% Latest period
- ALLL / Noncurrent
- 48.88% Latest period
- ALLL / Loans
- 0.92% Latest period
Current quarter — absolute dollars
- Noncurrent Loans
- $12.6M Latest period
- ALLL
- $6.2M Latest period
- Other Real Estate Owned
- $2.7M Latest period
- Tier 1 Capital
- $109.3M Latest period
Noncurrent + ALLL trend
Definitions + sources
- Source
- FFIEC Call Report Schedule RC-N (noncurrent loans, allowance for loan losses, OREO, Tier 1 capital, total loans, provision expense), supplemented by FDIC pre-computed asset-quality ratios.
- Texas Ratio
- (Noncurrent loans + OREO) / (Tier 1 capital + ALLL). Values above 100% historically correlate with bank failure.
- Coverage
- ALLL / Noncurrent loans. Higher is better — supervisors look for at least 100%.
Generated: 2026-05-15 01:10:38 UTC