The First Security Bank

Overbrook, KS
IDRSSD: 460350
Total Assets
$100.13M
Latest filing
Total Deposits
$83.47M
Latest filing
Net Interest Margin
5.01%
Profitability

Locations

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Main Office
The First Security Bank
312 Maple St
Overbrook, KS 66524
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/03/1897FDIC Certificate 3168

Branches (3)

Page 1 of 1
NameAddressCity / State
The First Security Bank (Main)312 Maple StOverbrook, KS
CARBONDALE BRANCH530 Main StCarbondale, KS
PAOLA BRANCH29 W Wea StPaola, KS
THE FIRST SECURITY BANK TONGANOXIE BRANCH415 Stone Creek DriveTonganoxie, KS
Showing 3 of 3

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date04/03/1897
Community BankYes
Ownership TypeNot Mutual
ZIP66524
State and County Number20139
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameTopeka, KS

Operational Info

Number of Employees26
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.firstsecurityks.com
Data Updated11/14/2025
CERT4752
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$100.13M
Total Deposits$83.47M
Total Liabilities$90.75M
Total Equity Capital$9.38M
Net Income$315.00k
Net Loans and Leases$67.70M
Assets Per Employee ($Millions)$3.85M
Bank Premises and Fixed Assets$4.27M
Cash and Balances due from Depository Institutions$0
Deposits Held in Domestic Offices$83.47M

Key Performance Ratios

Return on Assets (ROA)1.26%
Return on Equity (ROE)13.86%
Net Interest Margin5.01%
Efficiency Ratio74.04%
Tier 1 Risk-Based Capital Ratio12.454%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.369%
Earning Assets to total Assets91.16%

Income and Expense

Total Interest Income$1.58M
Total Noninterest Income$113.00k
Total Interest Expense$439.00k
Total Noninterest Expense$927.00k
Net Interest Income$1.14M
Pre-tax Net Operating Income$325.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$6.81M
Federal Funds Sold & Reverse Repurchase Agreement$28.00k
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$467.00k
Total Liabilities and Capital$100.13M

Securities

Securities$20.82M
Available-for-sale debt securities$20.82M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The First Security Bank?
$100.13M as of the latest filing.
How much are The First Security Bank's total deposits?
$83.47M in total deposits.
Where is The First Security Bank located?
Overbrook, KS.
What is the Net Interest Margin?
5.01%.
How many domestic offices does it operate?
4.
When was it established?
04/03/1897.
What is the Return on Assets (ROA)?
1.26%.
How much are total loans and leases?
$67.70M (latest filing).
What is the total interest income (latest filing)?
$1.58M.