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First Security Bank Of Deer Lodge

IDRSSD: 670654
Total Assets
Latest filing
Total Deposits
Latest filing
Net Interest Margin
Profitability

Bank Health Dashboard

Per-bank snapshot with peer-percentile metric grid + Quarterly Anomaly Alerts as of 2026-03-31. 2 alerts active.

Summary

RSSD 670654 held $85.3M in total assets as of 2026-03-31 (-3.2% quarter-over-quarter). Total loans stood at $68.8M (-2.6% QoQ) and total deposits at $76.7M (-3.7% QoQ).

Overall position is adequate — the composite Health Score is 49/100 (Adequate). Tier 1 capital data is unavailable for this period. Asset quality (NPL ratio) sits in the bottom quartile of peers.

2 Quarterly Anomaly Alerts fired this quarter, including 1 critical-severity row. Review the alert list below for the specific Cliff Drop, Peer Outlier, and Threshold Crossing details.

Headline KPIs

Health Score
49/100
Adequate
Active Alerts
2
1 critical, 1 warning
Total Assets
$85.3M
-3.2% QoQ
Total Loans
$68.8M
-2.6% QoQ
Total Deposits
$76.7M
-3.7% QoQ

Quarterly Anomaly Alerts

Three triggers run against each metric every quarter: Cliff Drop (≥20-percentile QoQ slip), Peer Outlier (≥2σ from peer-group QoQ delta), and Threshold Crossing (supervisory + empirical bounds).

Peer-Percentile Metric Grid

Each tile shows the latest value, the bank's peer percentile, and a color band (top quartile = green; bottom decile = red). For ratios where lower is better (NPL %, Texas Ratio, MtM/T1, etc.), the percentile direction is inverted so green always means good.

Capital

Tier 1 / RWA
data pending↑ better
CET1 / RWA
0.00%
28th pctile · n=500↑ better
Total RBC / RWA
data pending↑ better
Tier 1 Leverage Ratio
0.00%
28th pctile · n=500↑ better

Liquidity

Cash / Assets
18.58%
86th pctile · n=500↑ better
-43 bp QoQ
Loans / Deposits
89.75%
82th pctile · n=494↓ better
+100 bp QoQ
Non-Core Funding Dependence
no peer group↓ better

Asset Quality

NPL / Loans
1.91%
82th pctile · n=500↓ better
+49 bp QoQ
NPA / Assets
1.55%
86th pctile · n=500↓ better
+40 bp QoQ
Texas Ratio (regulatory)
14.48%
89th pctile · n=500↓ better
+323 bp QoQ
Net Charge-Offs / Avg Loans
0.00%
45th pctile · n=500↓ better
ALLL Coverage of NPL
51.58%
39th pctile · n=500↑ better
-1752 bp QoQ

Earnings

Net Interest Margin
4.41%
74th pctile · n=500↑ better
-23 bp QoQ
Return on Assets
2.87%
97th pctile · n=500↑ better
+60 bp QoQ
Return on Equity
29.61%
99th pctile · n=500↑ better
+640 bp QoQ
Efficiency Ratio
40.10%
3th pctile · n=500↓ better
-1324 bp QoQ
Pre-tax NOI / Avg Assets
2.87%
97th pctile · n=500↑ better
+60 bp QoQ

Funding

Brokered / Deposits
0.00%
37th pctile · n=494↓ better
Core Deposits / Deposits
no peer group↑ better
FHLB Advances / Liabilities
0.00%
33th pctile · n=500↓ better

Securities

MtM Loss / Tier 1 (SVB metric)
no peer group↓ better
Securities / Assets
0.00%
3th pctile · n=500↑ better
AFS Securities / Assets
0.00%
8th pctile · n=500↑ better
HTM Securities / Assets
0.00%
36th pctile · n=500↑ better

Methodology

Health Score (0-100)
Unweighted average of every metric's peer percentile, with lower-is-better metrics inverted before averaging. Strong = ≥70, Adequate = 40-70, Weak = <40.
Peer group
Same asset-size bucket and charter type as the subject bank, computed nightly into PeerPercentile. Single-bank peer groups render as "no peer group" on the affected tiles.
Cliff Drop Alert
Triggered when a metric's peer percentile rank drops by ≥20 points vs the prior quarter. Direction-adjusted, so "dropping" always means moving toward the bottom of the rankings regardless of metric polarity.
Peer Outlier Alert
Triggered when the bank's QoQ change in a metric is more than 2 standard deviations away from the peer group's QoQ change distribution.
Threshold Crossing Alert
Triggered when a metric crosses one of a small set of supervisory or empirical thresholds (Tier 1/RWA < 8%, MtM/T1 > 40%, Texas Ratio > 50%, etc.). Critical-severity thresholds suppress the corresponding warning row for the same metric.
Source
FFIEC Call Report (RC, RC-A, RC-B, RC-C, RC-E, RC-K, RC-M, RC-N, RC-R, RI, RI-B) ingested nightly into CallReport_Financials and CallReport_FdicData. Visbanking's metric coloring and alert thresholds.

Generated: 2026-05-12 21:46:56 UTC