The First National Bank of Moose Lake
Moose Lake, MN
IDRSSD: 706058
Total Assets
$137.45M
Latest filing
Total Deposits
$115.64M
Latest filing
Net Interest Margin
4.42%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The First National Bank of Moose Lake
400 Elm Ave
Moose Lake, MN 55767
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/21/1926FDIC Certificate 3501
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The First National Bank of Moose Lake (Main) | 400 Elm Ave | Moose Lake, MN |
| INDUSTRIAL PARK BRANCH | 20 Hartman Dr | Moose Lake, MN |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 06/21/1926 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 55767 |
| State and County Number | 27017 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Duluth, MN-WI |
Operational Info
| Number of Employees | 24 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.firstmooselake.com |
| Data Updated | 11/14/2025 |
| CERT | 5214 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $137.45M |
| Total Deposits | $115.64M |
| Total Liabilities | $120.05M |
| Total Equity Capital | $17.40M |
| Net Income | $651.00k |
| Net Loans and Leases | $100.36M |
| Assets Per Employee ($Millions) | $5.98M |
| Bank Premises and Fixed Assets | $134.00k |
| Cash and Balances due from Depository Institutions | $5.12M |
| Deposits Held in Domestic Offices | $115.64M |
Key Performance Ratios
| Return on Assets (ROA) | 1.93% |
| Return on Equity (ROE) | 15.59% |
| Net Interest Margin | 4.42% |
| Efficiency Ratio | 56.29% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.1% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.661% |
| Earning Assets to total Assets | 97.64% |
Income and Expense
| Total Interest Income | $2.04M |
| Total Noninterest Income | $109.00k |
| Total Interest Expense | $584.00k |
| Total Noninterest Expense | $881.00k |
| Net Interest Income | $1.46M |
| Pre-tax Net Operating Income | $651.00k |
| Provision for Credit Losses | $33.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $3.99M |
| Federal Funds Sold & Reverse Repurchase Agreement | $4.75M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $419.00k |
| Total Liabilities and Capital | $137.45M |
Securities
| Securities | $24.34M |
| Available-for-sale debt securities | $24.34M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The First National Bank of Moose Lake?
$137.45M as of the latest filing.
How much are The First National Bank of Moose Lake's total deposits?
$115.64M in total deposits.
Where is The First National Bank of Moose Lake located?
Moose Lake, MN.
What is the Net Interest Margin?
4.42%.
How many domestic offices does it operate?
2.
When was it established?
06/21/1926.
What is the Return on Assets (ROA)?
1.93%.
How much are total loans and leases?
$100.36M (latest filing).
What is the total interest income (latest filing)?
$2.04M.