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First National Bank in DeRidder

Deridder, LA
IDRSSD: 480433
Total Assets
$384.13M
Latest filing
Total Deposits
$346.98M
Latest filing
Net Interest Margin
4.27%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date01/01/1934
Community BankYes
Ownership TypeNot Mutual
ZIP70634
State and County Number22011
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number06
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameDeRidder, LA

Operational Info

Number of Employees76
Domestic Offices7
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance06/02/1934
Primary Insurance AgencyDIF
Websitewww.bankFNBD.com
Data Updated11/14/2025
CERT14427
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$384.13M
Total Deposits$346.98M
Total Liabilities$349.55M
Total Equity Capital$34.58M
Net Income$1.33M
Net Loans and Leases$239.11M
Assets Per Employee ($Millions)$4.99M
Bank Premises and Fixed Assets$8.59M
Cash and Balances due from Depository Institutions$41.36M
Deposits Held in Domestic Offices$346.98M

Key Performance Ratios

Return on Assets (ROA)1.37%
Return on Equity (ROE)15.78%
Net Interest Margin4.27%
Efficiency Ratio62.39%
Tier 1 Risk-Based Capital Ratio16.806%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.1%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.003%
Earning Assets to total Assets95.11%

Income and Expense

Total Interest Income$5.04M
Total Noninterest Income$817.00k
Total Interest Expense$1.10M
Total Noninterest Expense$2.96M
Net Interest Income$3.94M
Pre-tax Net Operating Income$1.69M
Provision for Credit Losses$99.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$397.00k
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.57M
Total Liabilities and Capital$384.13M

Securities

Securities$89.67M
Available-for-sale debt securities$89.67M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First National Bank in DeRidder?
$384.13M as of the latest filing.
How much are First National Bank in DeRidder's total deposits?
$346.98M in total deposits.
Where is First National Bank in DeRidder located?
Deridder, LA.
What is the Net Interest Margin?
4.27%.
How many domestic offices does it operate?
7.
When was it established?
01/01/1934.
What is the Return on Assets (ROA)?
1.37%.
How much are total loans and leases?
$239.11M (latest filing).
What is the total interest income (latest filing)?
$5.04M.