First National Bank Of Central Texas
IDRSSD: 369659
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability
Growth
Quarter-over-quarter, year-over-year, and 3-year compound growth for 22 headline metrics. As of 2026-03-31.
Growth heatmap
| ALLL / Loans (LNATRESR) | 1.20 | -3.08% | -3.44% | — |
|---|---|---|---|---|
| Brokered Deposits (BRO) | 0.00 | — | — | — |
| Commercial & Industrial (LNCI) | 156.50M | +4.43% | +35.79% | — |
| Construction & Land Dev (LNRECONS) | 142.84M | +0.38% | +10.64% | — |
| Consumer (Other) (LNCONOTH) | 5.71M | -7.74% | -7.50% | — |
| CRE (Nonfarm Nonresidential) (LNRENRES) | 448.06M | +1.01% | +2.74% | — |
| Efficiency Ratio (EEFFQR) | 43.79 | +8.26% | -3.38% | — |
| Equity / Assets (EQR) | 11.38 | -3.52% | -3.77% | — |
| Estimated Uninsured Deposits (Domestic) (EDEPDOM) | 6.12M | -76.63% | -5.85% | — |
| Multifamily RE (LNREMULT) | 38.30M | +7.38% | +58.62% | — |
| Net Charge-Offs / Loans (Ann.) (NTLNLSQR) | 0.03 | -200.00% | — | — |
| Net Interest Margin (Quarterly) (NIMYQ) | 4.41 | -4.75% | +7.82% | — |
| Noncurrent / Loans (NCLNLSR) | 0.07 | -44.82% | -42.12% | — |
| Return on Assets (Quarterly) (ROAQ) | 2.55 | -4.49% | +10.39% | — |
| Return on Assets (YTD) (ROA) | 2.55 | +1.36% | +10.47% | — |
| Return on Equity (Quarterly) (ROEQ) | 22.00 | -3.34% | +10.66% | — |
| Tier 1 Capital (RBCT1J) | 198.28M | +1.85% | +3.91% | — |
| Total Assets (ASSET) | 1.70B | +5.70% | +10.08% | — |
| Total Deposits (DEP) | 1.48B | +6.27% | +10.77% | — |
| Total Loans (Net) (LNLSNET) | 1.32B | +2.74% | +9.87% | — |
| Total Risk-Based Capital Ratio (RBCRWAJ) | 16.27 | -1.54% | -6.02% | — |
| Total Securities (SC) | 77.53M | -8.19% | -18.16% | — |
Methodology
- Source
- FDIC precomputed ratios / aggregates in
CallReport_FdicData. - QoQ
- Compares the latest quarter to the prior quarter.
- YoY
- Compares the latest quarter to four quarters prior.
- 3Y CAGR
- Compound annual growth rate over twelve quarters.
- Reading the table
- Dollar figures (assets, deposits, loans) are in thousands unless a multiplier is shown. Green cells = growth, red = contraction. — means insufficient history or a zero denominator.
Generated: 2026-04-26 19:19:22 UTC