First Citizens Community Bank

Mansfield, PA
IDRSSD: 978118
Total Assets
$3.05B
Latest filing
Total Deposits
$2.42B
Latest filing
Net Interest Margin
3.72%
Profitability

Locations

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Main Office
First Citizens Community Bank
15 S Main St
Mansfield, PA 16933
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/11/1932FDIC Certificate 4925

Branches (43)

Page 1 of 7
NameAddressCity / State
First Citizens Community Bank (Main)15 S Main StMansfield, PA
SUNSET BRANCH1690 N 7th StLebanon, PA
MOUNT AETNA BRANCH7635 Lancaster AvenueMount Aetna, PA
FRIEDENSBURG BRANCH1549 Route 443Friedensburg, PA
QUENTIN ROAD BRANCH450 Isabel DrLebanon, PA
LE RAYSVILLE BRANCH960 Main StLe Raysville, PA
GILLETT BRANCH33178 Route 14Gillett, PA
STATE LINE BRANCH7352 Route 328Millerton, PA
Showing 7 of 43

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date06/11/1932
Community BankNo
Ownership TypeNot Mutual
ZIP16933
State and County Number42117
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number03
Numeric code13
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameN/A

Operational Info

Number of Employees384
Domestic Offices44
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/17/2023
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.firstcitizensbank.com
Data Updated11/14/2025
CERT7593
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$3.05B
Total Deposits$2.42B
Total Liabilities$2.70B
Total Equity Capital$348.17M
Net Income$10.56M
Net Loans and Leases$2.33B
Assets Per Employee ($Millions)$8.2M
Bank Premises and Fixed Assets$31.11M
Cash and Balances due from Depository Institutions$34.70M
Deposits Held in Domestic Offices$2.42B

Key Performance Ratios

Return on Assets (ROA)1.4%
Return on Equity (ROE)12.37%
Net Interest Margin3.72%
Efficiency Ratio53.26%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.07%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.409%
Earning Assets to total Assets91.39%

Income and Expense

Total Interest Income$40.23M
Total Noninterest Income$3.82M
Total Interest Expense$14.74M
Total Noninterest Expense$15.72M
Net Interest Income$25.49M
Pre-tax Net Operating Income$13.09M
Provision for Credit Losses$500.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$2.43M
Other borrowed funds$234.39M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$18.15M
All Other Liabilities$35.85M
Total Liabilities and Capital$3.05B

Securities

Securities$451.48M
Available-for-sale debt securities$451.36M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First Citizens Community Bank?
$3.05B as of the latest filing.
How much are First Citizens Community Bank's total deposits?
$2.42B in total deposits.
Where is First Citizens Community Bank located?
Mansfield, PA.
What is the Net Interest Margin?
3.72%.
How many domestic offices does it operate?
44.
When was it established?
06/11/1932.
What is the Return on Assets (ROA)?
1.4%.
How much are total loans and leases?
$2.33B (latest filing).
What is the total interest income (latest filing)?
$40.23M.