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Farmers State Bank

Hosmer, SD
IDRSSD: 407850
Total Assets
$20.94M
Latest filing
Total Deposits
$16.75M
Latest filing
Net Interest Margin
5.01%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date10/18/1919
Community BankYes
Ownership TypeNot Mutual
ZIP57448
State and County Number46045
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number09
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameAberdeen, SD

Operational Info

Number of Employees6
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
WebsiteN/A
Data Updated11/14/2025
CERT12293
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$20.94M
Total Deposits$16.75M
Total Liabilities$17.32M
Total Equity Capital$3.63M
Net Income$149.00k
Net Loans and Leases$13.75M
Assets Per Employee ($Millions)$3.49M
Bank Premises and Fixed Assets$122.00k
Cash and Balances due from Depository Institutions$2.74M
Deposits Held in Domestic Offices$16.75M

Key Performance Ratios

Return on Assets (ROA)2.85%
Return on Equity (ROE)16.61%
Net Interest Margin5.01%
Efficiency Ratio53.1%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-0.53%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets17.318%
Earning Assets to total Assets91.94%

Income and Expense

Total Interest Income$325.00k
Total Noninterest Income$13.00k
Total Interest Expense$80.00k
Total Noninterest Expense$137.00k
Net Interest Income$245.00k
Pre-tax Net Operating Income$149.00k
Provision for Credit Losses$-28,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$500.00k
All Other Liabilities$61.00k
Total Liabilities and Capital$20.94M

Securities

Securities$3.79M
Available-for-sale debt securities$0
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$3.79M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Farmers State Bank?
$20.94M as of the latest filing.
How much are Farmers State Bank's total deposits?
$16.75M in total deposits.
Where is Farmers State Bank located?
Hosmer, SD.
What is the Net Interest Margin?
5.01%.
How many domestic offices does it operate?
1.
When was it established?
10/18/1919.
What is the Return on Assets (ROA)?
2.85%.
How much are total loans and leases?
$13.75M (latest filing).
What is the total interest income (latest filing)?
$325.00k.