Ipswich State Bank
Ipswich, SD
IDRSSD: 532453
Total Assets
$75.07M
Latest filing
Total Deposits
$62.75M
Latest filing
Net Interest Margin
3.89%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
091408792IPSWICH, SD
Key People
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Locations
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Main Office
Ipswich State Bank
301 First Avenue
Ipswich, SD 57451
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/13/1938FDIC Certificate 9879
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Ipswich State Bank (Main) | 301 First Avenue | Ipswich, SD | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 04/13/1938 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 57451 |
| State and County Number | 46045 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Aberdeen, SD |
Operational Info
| Number of Employees | 7 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 04/13/1938 |
| Primary Insurance Agency | DIF |
| Website | www.isbipswich.com |
| Data Updated | 01/30/2026 |
| CERT | 15593 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $75.07M |
| Total Deposits | $62.75M |
| Total Liabilities | $63.62M |
| Total Equity Capital | $11.45M |
| Net Income | $303.00k |
| Net Loans and Leases | $34.21M |
| Assets Per Employee ($Millions) | $10.72M |
| Bank Premises and Fixed Assets | $265.00k |
| Cash and Balances due from Depository Institutions | $13.67M |
| Deposits Held in Domestic Offices | $62.75M |
Key Performance Ratios
| Return on Assets (ROA) | 1.66% |
| Return on Equity (ROE) | 10.75% |
| Net Interest Margin | 3.89% |
| Efficiency Ratio | 53.7% |
| Tier 1 Risk-Based Capital Ratio | 27.178% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 15.256% |
| Earning Assets to total Assets | 93.11% |
Income and Expense
| Total Interest Income | $884.00k |
| Total Noninterest Income | $21.00k |
| Total Interest Expense | $229.00k |
| Total Noninterest Expense | $363.00k |
| Net Interest Income | $655.00k |
| Pre-tax Net Operating Income | $313.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $8.14M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $865.00k |
| Total Liabilities and Capital | $75.07M |
Securities
| Securities | $14.96M |
| Available-for-sale debt securities | $14.96M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Ipswich State Bank?
$75.07M as of the latest filing.
How much are Ipswich State Bank's total deposits?
$62.75M in total deposits.
Where is Ipswich State Bank located?
Ipswich, SD.
What is the Net Interest Margin?
3.89%.
How many domestic offices does it operate?
1.
When was it established?
04/13/1938.
What is the Return on Assets (ROA)?
1.66%.
How much are total loans and leases?
$34.21M (latest filing).
What is the total interest income (latest filing)?
$884.00k.