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Eaglebank

IDRSSD: 2652092
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability

Bank Health Dashboard

Per-bank snapshot with peer-percentile metric grid + Quarterly Anomaly Alerts as of 2026-03-31. 1 alert active.

Summary

RSSD 2652092 held $9.9B in total assets as of 2026-03-31 (-5.2% quarter-over-quarter). Total loans stood at $6.8B (-5.1% QoQ) and total deposits at $8.6B (-6.0% QoQ).

Overall position is weak — the composite Health Score is 39/100 (Weak). Tier 1 / RWA stands at 14.13%, in the above median of peers. Asset quality (NPL ratio) sits in the bottom decile of peers.

1 Quarterly Anomaly Alert fired this quarter. Review the alert list below for the specific Cliff Drop, Peer Outlier, and Threshold Crossing details.

Headline KPIs

Health Score
39/100
Weak
Active Alerts
1
0 critical, 1 warning
Total Assets
$9.9B
-5.2% QoQ
Total Loans
$6.8B
-5.1% QoQ
Total Deposits
$8.6B
-6.0% QoQ

Quarterly Anomaly Alerts

Three triggers run against each metric every quarter: Cliff Drop (≥20-percentile QoQ slip), Peer Outlier (≥2σ from peer-group QoQ delta), and Threshold Crossing (supervisory + empirical bounds).

Peer-Percentile Metric Grid

Each tile shows the latest value, the bank's peer percentile, and a color band (top quartile = green; bottom decile = red). For ratios where lower is better (NPL %, Texas Ratio, MtM/T1, etc.), the percentile direction is inverted so green always means good.

Capital

Tier 1 / RWA
14.13%
66th pctile · n=142↑ better
+66 bp QoQ
CET1 / RWA
14.13%
71th pctile · n=154↑ better
+66 bp QoQ
Total RBC / RWA
15.39%
68th pctile · n=142↑ better
+66 bp QoQ
Tier 1 Leverage Ratio
14.13%
69th pctile · n=154↑ better
+66 bp QoQ

Liquidity

Cash / Assets
5.85%
59th pctile · n=154↑ better
-69 bp QoQ
Loans / Deposits
79.65%
29th pctile · n=153↓ better
+77 bp QoQ
Non-Core Funding Dependence
—
no peer group↓ better

Asset Quality

NPL / Loans
2.63%
95th pctile · n=154↓ better
-4 bp QoQ
NPA / Assets
1.88%
94th pctile · n=154↓ better
-3 bp QoQ
Texas Ratio (regulatory)
13.82%
93th pctile · n=154↓ better
-85 bp QoQ
Net Charge-Offs / Avg Loans
1.45%
93th pctile · n=154↓ better
+79 bp QoQ
ALLL Coverage of NPL
79.87%
21th pctile · n=154↑ better
-96 bp QoQ

Earnings

Net Interest Margin
2.77%
17th pctile · n=154↑ better
-6 bp QoQ
Return on Assets
0.66%
13th pctile · n=154↑ better
+26 bp QoQ
Return on Equity
5.78%
12th pctile · n=154↑ better
+211 bp QoQ
Efficiency Ratio
61.13%
69th pctile · n=154↓ better
-1049 bp QoQ
Pre-tax NOI / Avg Assets
0.74%
10th pctile · n=154↑ better
+45 bp QoQ

Funding

Brokered / Deposits
33.97%
93th pctile · n=153↓ better
-248 bp QoQ
Core Deposits / Deposits
—
no peer group↑ better
FHLB Advances / Liabilities
0.00%
10th pctile · n=154↓ better

Securities

MtM Loss / Tier 1 (SVB metric)
—
no peer group↓ better
Securities / Assets
17.45%
57th pctile · n=154↑ better
+33 bp QoQ
AFS Securities / Assets
9.39%
36th pctile · n=154↑ better
+4 bp QoQ
HTM Securities / Assets
8.06%
89th pctile · n=154↑ better
+29 bp QoQ

Methodology

Health Score (0-100)
Unweighted average of every metric's peer percentile, with lower-is-better metrics inverted before averaging. Strong = ≥70, Adequate = 40-70, Weak = <40.
Peer group
Same asset-size bucket and charter type as the subject bank, computed nightly into PeerPercentile. Single-bank peer groups render as "no peer group" on the affected tiles.
Cliff Drop Alert
Triggered when a metric's peer percentile rank drops by ≥20 points vs the prior quarter. Direction-adjusted, so "dropping" always means moving toward the bottom of the rankings regardless of metric polarity.
Peer Outlier Alert
Triggered when the bank's QoQ change in a metric is more than 2 standard deviations away from the peer group's QoQ change distribution.
Threshold Crossing Alert
Triggered when a metric crosses one of a small set of supervisory or empirical thresholds (Tier 1/RWA < 8%, MtM/T1 > 40%, Texas Ratio > 50%, etc.). Critical-severity thresholds suppress the corresponding warning row for the same metric.
Source
FFIEC Call Report (RC, RC-A, RC-B, RC-C, RC-E, RC-K, RC-M, RC-N, RC-R, RI, RI-B) ingested nightly into CallReport_Financials and CallReport_FdicData. Visbanking's metric coloring and alert thresholds.

Generated: 2026-05-13 12:07:57 UTC