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Dundee Bank

IDRSSD: 397559
Total Assets
Latest filing
Total Deposits
Latest filing
Net Interest Margin
Profitability

Bank Health Dashboard

Per-bank snapshot with peer-percentile metric grid + Quarterly Anomaly Alerts as of 2026-03-31. 3 alerts active.

Summary

RSSD 397559 held $922.4M in total assets as of 2026-03-31 (+2.1% quarter-over-quarter). Total loans stood at $801.5M (+2.2% QoQ) and total deposits at $819.8M (+11.5% QoQ).

Overall position is adequate — the composite Health Score is 54/100 (Adequate). Tier 1 capital data is unavailable for this period. Asset quality (NPL ratio) sits in the top quartile of peers.

3 Quarterly Anomaly Alerts fired this quarter, including 1 critical-severity row. Review the alert list below for the specific Cliff Drop, Peer Outlier, and Threshold Crossing details.

Headline KPIs

Health Score
54/100
Adequate
Active Alerts
3
1 critical, 1 warning
Total Assets
$922.4M
+2.1% QoQ
Total Loans
$801.5M
+2.2% QoQ
Total Deposits
$819.8M
+11.5% QoQ

Quarterly Anomaly Alerts

Three triggers run against each metric every quarter: Cliff Drop (≥20-percentile QoQ slip), Peer Outlier (≥2σ from peer-group QoQ delta), and Threshold Crossing (supervisory + empirical bounds).

Peer-Percentile Metric Grid

Each tile shows the latest value, the bank's peer percentile, and a color band (top quartile = green; bottom decile = red). For ratios where lower is better (NPL %, Texas Ratio, MtM/T1, etc.), the percentile direction is inverted so green always means good.

Capital

Tier 1 / RWA
data pending↑ better
CET1 / RWA
0.00%
17th pctile · n=500↑ better
Total RBC / RWA
data pending↑ better
Tier 1 Leverage Ratio
0.00%
17th pctile · n=500↑ better

Liquidity

Cash / Assets
0.84%
4th pctile · n=500↑ better
+13 bp QoQ
Loans / Deposits
97.77%
85th pctile · n=498↓ better
-890 bp QoQ
Non-Core Funding Dependence
no peer group↓ better

Asset Quality

NPL / Loans
0.05%
16th pctile · n=500↓ better
+3 bp QoQ
NPA / Assets
0.04%
16th pctile · n=500↓ better
+2 bp QoQ
Texas Ratio (regulatory)
0.38%
17th pctile · n=500↓ better
+21 bp QoQ
Net Charge-Offs / Avg Loans
0.00%
37th pctile · n=500↓ better
ALLL Coverage of NPL
2728.12%
92th pctile · n=500↑ better
-408665 bp QoQ

Earnings

Net Interest Margin
3.65%
42th pctile · n=500↑ better
-28 bp QoQ
Return on Assets
2.09%
90th pctile · n=500↑ better
-10 bp QoQ
Return on Equity
23.80%
94th pctile · n=500↑ better
-227 bp QoQ
Efficiency Ratio
42.74%
7th pctile · n=500↓ better
-2 bp QoQ
Pre-tax NOI / Avg Assets
2.11%
82th pctile · n=500↑ better
-11 bp QoQ

Funding

Brokered / Deposits
13.68%
90th pctile · n=498↓ better
+13 bp QoQ
Core Deposits / Deposits
no peer group↑ better
FHLB Advances / Liabilities
1.73%
54th pctile · n=500↓ better
-919 bp QoQ

Securities

MtM Loss / Tier 1 (SVB metric)
no peer group↓ better
Securities / Assets
9.27%
27th pctile · n=500↑ better
+10 bp QoQ
AFS Securities / Assets
9.24%
34th pctile · n=500↑ better
+10 bp QoQ
HTM Securities / Assets
0.03%
58th pctile · n=500↑ better
-1 bp QoQ

Methodology

Health Score (0-100)
Unweighted average of every metric's peer percentile, with lower-is-better metrics inverted before averaging. Strong = ≥70, Adequate = 40-70, Weak = <40.
Peer group
Same asset-size bucket and charter type as the subject bank, computed nightly into PeerPercentile. Single-bank peer groups render as "no peer group" on the affected tiles.
Cliff Drop Alert
Triggered when a metric's peer percentile rank drops by ≥20 points vs the prior quarter. Direction-adjusted, so "dropping" always means moving toward the bottom of the rankings regardless of metric polarity.
Peer Outlier Alert
Triggered when the bank's QoQ change in a metric is more than 2 standard deviations away from the peer group's QoQ change distribution.
Threshold Crossing Alert
Triggered when a metric crosses one of a small set of supervisory or empirical thresholds (Tier 1/RWA < 8%, MtM/T1 > 40%, Texas Ratio > 50%, etc.). Critical-severity thresholds suppress the corresponding warning row for the same metric.
Source
FFIEC Call Report (RC, RC-A, RC-B, RC-C, RC-E, RC-K, RC-M, RC-N, RC-R, RI, RI-B) ingested nightly into CallReport_Financials and CallReport_FdicData. Visbanking's metric coloring and alert thresholds.

Generated: 2026-05-12 02:11:41 UTC