Liquidity
Liquidity is strong: brokered 0.0%, cash 11.7% of assets.
- Cash / Assets
- 11.67%
- Loans / Deposits
- —
- Brokered %
- 0.00%
Per-quarter snapshot for 2023-Q3: composite Vital Signs Score, all five pillars, and ranked Watch Items.
Weighted composite of five pillars (Liquidity, Securities, Capitalization, Asset Quality, Reserves). Missing pillars are dropped from the denominator. See methodology footer.
Bank #404653 2023-Q3 Vital Signs Score: 96/100 — overall strong. Strongest pillar: Liquidity (strong). Weakest pillar: Capitalization (strong).
No watch items detected this quarter — every pillar within band.
Liquidity is strong: brokered 0.0%, cash 11.7% of assets.
Securities profile is strong: securities 0.0% of assets.
Capital position is strong: Tier 1 RBC 11.87%, leverage 10.12%.
Asset quality is strong: NCO YTD 0.00%.
Insufficient data to compute a narrative for this pillar.
functions/src/vitalSignsScore.ts for the complete formula and band anchors.CallReport_Financials + CallReport_FdicData (Visbanking nightly ingest).Five-pillar framework follows industry-standard bank-health analytical conventions. Composite scoring is Visbanking's own.
Generated: 2026-05-12 03:49:57 UTC