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Dime Bank

IDRSSD: 311603
Total Assets
Latest filing
Total Deposits
Latest filing
Net Interest Margin
Profitability

Bank Health Dashboard

Per-bank snapshot with peer-percentile metric grid + Quarterly Anomaly Alerts as of 2026-03-31. No anomalies triggered this quarter.

Summary

RSSD 311603 held $1.2B in total assets as of 2026-03-31 (+2.2% quarter-over-quarter). Total loans stood at $918.8M (+1.1% QoQ) and total deposits at $941.0M (+2.8% QoQ).

Overall position is adequate — the composite Health Score is 47/100 (Adequate). Tier 1 / RWA stands at 14.92%, in the above median of peers. Asset quality (NPL ratio) sits in the top quartile of peers.

No Quarterly Anomaly Alerts were triggered this quarter — the metric grid did not breach any of the Cliff Drop, Peer Outlier, or Threshold Crossing rules.

Headline KPIs

Health Score
47/100
Adequate
Active Alerts
0
No anomalies
Total Assets
$1.2B
+2.2% QoQ
Total Loans
$918.8M
+1.1% QoQ
Total Deposits
$941.0M
+2.8% QoQ

Quarterly Anomaly Alerts

Three triggers run against each metric every quarter: Cliff Drop (≥20-percentile QoQ slip), Peer Outlier (≥2σ from peer-group QoQ delta), and Threshold Crossing (supervisory + empirical bounds).

No Quarterly Anomaly Alerts this quarter. The metric grid did not breach any of the Cliff Drop, Peer Outlier, or Threshold Crossing rules.

Peer-Percentile Metric Grid

Each tile shows the latest value, the bank's peer percentile, and a color band (top quartile = green; bottom decile = red). For ratios where lower is better (NPL %, Texas Ratio, MtM/T1, etc.), the percentile direction is inverted so green always means good.

Capital

Tier 1 / RWA
14.92%
61th pctile · n=336↑ better
-17 bp QoQ
CET1 / RWA
14.92%
74th pctile · n=500↑ better
-16 bp QoQ
Total RBC / RWA
15.85%
59th pctile · n=336↑ better
-29 bp QoQ
Tier 1 Leverage Ratio
14.92%
74th pctile · n=500↑ better
-16 bp QoQ

Liquidity

Cash / Assets
3.99%
31th pctile · n=500↑ better
+165 bp QoQ
Loans / Deposits
97.64%
84th pctile · n=498↓ better
-156 bp QoQ
Non-Core Funding Dependence
no peer group↓ better

Asset Quality

NPL / Loans
0.11%
22th pctile · n=500↓ better
-15 bp QoQ
NPA / Assets
0.09%
22th pctile · n=500↓ better
-12 bp QoQ
Texas Ratio (regulatory)
0.70%
21th pctile · n=500↓ better
-95 bp QoQ
Net Charge-Offs / Avg Loans
0.62%
95th pctile · n=500↓ better
+22 bp QoQ
ALLL Coverage of NPL
841.40%
81th pctile · n=500↑ better
+44436 bp QoQ

Earnings

Net Interest Margin
3.29%
20th pctile · n=500↑ better
+11 bp QoQ
Return on Assets
0.82%
24th pctile · n=500↑ better
+67 bp QoQ
Return on Equity
7.45%
22th pctile · n=500↑ better
+607 bp QoQ
Efficiency Ratio
64.30%
59th pctile · n=500↓ better
-500 bp QoQ
Pre-tax NOI / Avg Assets
1.01%
24th pctile · n=500↑ better
+90 bp QoQ

Funding

Brokered / Deposits
0.00%
19th pctile · n=498↓ better
-11 bp QoQ
Core Deposits / Deposits
no peer group↑ better
FHLB Advances / Liabilities
12.80%
94th pctile · n=500↓ better
-10 bp QoQ

Securities

MtM Loss / Tier 1 (SVB metric)
no peer group↓ better
Securities / Assets
15.91%
53th pctile · n=500↑ better
-88 bp QoQ
AFS Securities / Assets
15.21%
59th pctile · n=500↑ better
-152 bp QoQ
HTM Securities / Assets
0.00%
28th pctile · n=500↑ better

Methodology

Health Score (0-100)
Unweighted average of every metric's peer percentile, with lower-is-better metrics inverted before averaging. Strong = ≥70, Adequate = 40-70, Weak = <40.
Peer group
Same asset-size bucket and charter type as the subject bank, computed nightly into PeerPercentile. Single-bank peer groups render as "no peer group" on the affected tiles.
Cliff Drop Alert
Triggered when a metric's peer percentile rank drops by ≥20 points vs the prior quarter. Direction-adjusted, so "dropping" always means moving toward the bottom of the rankings regardless of metric polarity.
Peer Outlier Alert
Triggered when the bank's QoQ change in a metric is more than 2 standard deviations away from the peer group's QoQ change distribution.
Threshold Crossing Alert
Triggered when a metric crosses one of a small set of supervisory or empirical thresholds (Tier 1/RWA < 8%, MtM/T1 > 40%, Texas Ratio > 50%, etc.). Critical-severity thresholds suppress the corresponding warning row for the same metric.
Source
FFIEC Call Report (RC, RC-A, RC-B, RC-C, RC-E, RC-K, RC-M, RC-N, RC-R, RI, RI-B) ingested nightly into CallReport_Financials and CallReport_FdicData. Visbanking's metric coloring and alert thresholds.

Generated: 2026-05-12 21:30:20 UTC