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Devon Bank

IDRSSD: 347639
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability

Bank Health Dashboard

Per-bank snapshot with peer-percentile metric grid + Quarterly Anomaly Alerts as of 2026-03-31. 1 alert active.

Summary

RSSD 347639 held $436.1M in total assets as of 2026-03-31 (-4.4% quarter-over-quarter). Total loans stood at $196.3M (-1.3% QoQ) and total deposits at $280.1M (-6.8% QoQ).

Overall position is weak — the composite Health Score is 38/100 (Weak). Tier 1 / RWA stands at 9.88%, in the bottom decile of peers. Asset quality (NPL ratio) sits in the above median of peers.

1 Quarterly Anomaly Alert fired this quarter. Review the alert list below for the specific Cliff Drop, Peer Outlier, and Threshold Crossing details.

Headline KPIs

Health Score
38/100
Weak
Active Alerts
1
0 critical, 1 warning
Total Assets
$436.1M
-4.4% QoQ
Total Loans
$196.3M
-1.3% QoQ
Total Deposits
$280.1M
-6.8% QoQ

Quarterly Anomaly Alerts

Three triggers run against each metric every quarter: Cliff Drop (≥20-percentile QoQ slip), Peer Outlier (≥2σ from peer-group QoQ delta), and Threshold Crossing (supervisory + empirical bounds).

Peer-Percentile Metric Grid

Each tile shows the latest value, the bank's peer percentile, and a color band (top quartile = green; bottom decile = red). For ratios where lower is better (NPL %, Texas Ratio, MtM/T1, etc.), the percentile direction is inverted so green always means good.

Capital

Tier 1 / RWA
9.88%
1th pctile · n=293↑ better
-41 bp QoQ
CET1 / RWA
9.88%
42th pctile · n=500↑ better
-41 bp QoQ
Total RBC / RWA
10.63%
1th pctile · n=293↑ better
-47 bp QoQ
Tier 1 Leverage Ratio
9.88%
42th pctile · n=500↑ better
-41 bp QoQ

Liquidity

Cash / Assets
3.89%
31th pctile · n=500↑ better
-148 bp QoQ
Loans / Deposits
70.07%
31th pctile · n=498↓ better
+389 bp QoQ
Non-Core Funding Dependence
—
no peer group↓ better

Asset Quality

NPL / Loans
0.17%
36th pctile · n=500↓ better
+0 bp QoQ
NPA / Assets
0.08%
29th pctile · n=500↓ better
+0 bp QoQ
Texas Ratio (regulatory)
1.15%
35th pctile · n=500↓ better
+5 bp QoQ
Net Charge-Offs / Avg Loans
0.01%
61th pctile · n=500↓ better
ALLL Coverage of NPL
558.88%
74th pctile · n=500↑ better
-6861 bp QoQ

Earnings

Net Interest Margin
2.93%
8th pctile · n=500↑ better
+9 bp QoQ
Return on Assets
-0.33%
2th pctile · n=500↑ better
-23 bp QoQ
Return on Equity
-5.91%
1th pctile · n=500↑ better
-426 bp QoQ
Efficiency Ratio
115.22%
99th pctile · n=500↓ better
+1155 bp QoQ
Pre-tax NOI / Avg Assets
-0.42%
1th pctile · n=500↑ better
-29 bp QoQ

Funding

Brokered / Deposits
1.79%
63th pctile · n=498↓ better
-117 bp QoQ
Core Deposits / Deposits
—
no peer group↑ better
FHLB Advances / Liabilities
30.94%
100th pctile · n=500↓ better
+145 bp QoQ

Securities

MtM Loss / Tier 1 (SVB metric)
—
no peer group↓ better
Securities / Assets
43.08%
93th pctile · n=500↑ better
-24 bp QoQ
AFS Securities / Assets
19.51%
65th pctile · n=500↑ better
-130 bp QoQ
HTM Securities / Assets
23.60%
97th pctile · n=500↑ better
+107 bp QoQ

Methodology

Health Score (0-100)
Unweighted average of every metric's peer percentile, with lower-is-better metrics inverted before averaging. Strong = ≥70, Adequate = 40-70, Weak = <40.
Peer group
Same asset-size bucket and charter type as the subject bank, computed nightly into PeerPercentile. Single-bank peer groups render as "no peer group" on the affected tiles.
Cliff Drop Alert
Triggered when a metric's peer percentile rank drops by ≥20 points vs the prior quarter. Direction-adjusted, so "dropping" always means moving toward the bottom of the rankings regardless of metric polarity.
Peer Outlier Alert
Triggered when the bank's QoQ change in a metric is more than 2 standard deviations away from the peer group's QoQ change distribution.
Threshold Crossing Alert
Triggered when a metric crosses one of a small set of supervisory or empirical thresholds (Tier 1/RWA < 8%, MtM/T1 > 40%, Texas Ratio > 50%, etc.). Critical-severity thresholds suppress the corresponding warning row for the same metric.
Source
FFIEC Call Report (RC, RC-A, RC-B, RC-C, RC-E, RC-K, RC-M, RC-N, RC-R, RI, RI-B) ingested nightly into CallReport_Financials and CallReport_FdicData. Visbanking's metric coloring and alert thresholds.

Generated: 2026-05-15 01:47:23 UTC