Dearborn Federal Savings Bank
Dearborn, MI
IDRSSD: 1005075
Total Assets
$292.06M
Latest filing
Total Deposits
$186.93M
Latest filing
Net Interest Margin
2.72%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Dearborn Federal Savings Bank
22315 Michigan Ave
Dearborn, MI 48124
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1936FDIC Certificate 42708
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Dearborn Federal Savings Bank (Main) | 22315 Michigan Ave | Dearborn, MI |
| 22180 WEST OUTER DRIVE BRANCH | 22180 Outer Dr | Dearborn, MI |
| 4111 SOUTH TELEGRAPH BRANCH | 4111 S Telegraph Rd | Dearborn Heights, MI |
| 27115 WEST WARREN BRANCH | 27115 W Warren St | Dearborn Heights, MI |
| 14615 FORD RD BRANCH | 14615 Ford Rd | Dearborn, MI |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 01/01/1936 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 48124 |
| State and County Number | 26163 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 34 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Detroit-Warren-Dearborn, MI |
Operational Info
| Number of Employees | 44 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.mydfsb.com |
| Data Updated | 11/14/2025 |
| CERT | 29874 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $292.06M |
| Total Deposits | $186.93M |
| Total Liabilities | $214.62M |
| Total Equity Capital | $77.44M |
| Net Income | $-52,000 |
| Net Loans and Leases | $200.19M |
| Assets Per Employee ($Millions) | $6.79M |
| Bank Premises and Fixed Assets | $5.10M |
| Cash and Balances due from Depository Institutions | $27.24M |
| Deposits Held in Domestic Offices | $186.93M |
Key Performance Ratios
| Return on Assets (ROA) | -0.07% |
| Return on Equity (ROE) | -0.27% |
| Net Interest Margin | 2.72% |
| Efficiency Ratio | 102.91% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 26.516% |
| Earning Assets to total Assets | 96.1% |
Income and Expense
| Total Interest Income | $2.77M |
| Total Noninterest Income | $31.00k |
| Total Interest Expense | $914.00k |
| Total Noninterest Expense | $1.95M |
| Net Interest Income | $1.86M |
| Pre-tax Net Operating Income | $-55,000 |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $26.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.69M |
| Total Liabilities and Capital | $292.06M |
Securities
| Securities | $55.03M |
| Available-for-sale debt securities | $21.95M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $33.08M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Dearborn Federal Savings Bank?
$292.06M as of the latest filing.
How much are Dearborn Federal Savings Bank's total deposits?
$186.93M in total deposits.
Where is Dearborn Federal Savings Bank located?
Dearborn, MI.
What is the Net Interest Margin?
2.72%.
How many domestic offices does it operate?
5.
When was it established?
01/01/1936.
What is the Return on Assets (ROA)?
-0.07%.
How much are total loans and leases?
$200.19M (latest filing).
What is the total interest income (latest filing)?
$2.77M.