Alden State Bank
Alden, MI
IDRSSD: 388744
Total Assets
$313.88M
Latest filing
Total Deposits
$273.61M
Latest filing
Net Interest Margin
4.43%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
072405442ALDEN, MI
Key People
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Locations
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Main Office
Alden State Bank
10564 Coy St
Alden, MI 49612
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1934FDIC Certificate 11593
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Alden State Bank (Main) | 10564 Coy St | Alden, MI |
| ELK RAPIDS BRANCH | 300 Ames St | Elk Rapids, MI |
| BELLAIRE BRANCH | 641 Alden St | Bellaire, MI |
| CENTRAL LAKE BRANCH | 2440 N Main St | Central Lake, MI |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1934 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 49612 |
| State and County Number | 26009 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 37 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/09/2022 |
| Date of Deposit Insurance | 06/22/1956 |
| Primary Insurance Agency | DIF |
| Website | www.alden.bank |
| Data Updated | 01/30/2026 |
| CERT | 17622 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $313.88M |
| Total Deposits | $273.61M |
| Total Liabilities | $275.23M |
| Total Equity Capital | $38.66M |
| Net Income | $1.45M |
| Net Loans and Leases | $190.67M |
| Assets Per Employee ($Millions) | $8.48M |
| Bank Premises and Fixed Assets | $3.00M |
| Cash and Balances due from Depository Institutions | $34.25M |
| Deposits Held in Domestic Offices | $273.61M |
Key Performance Ratios
| Return on Assets (ROA) | 1.78% |
| Return on Equity (ROE) | 15.09% |
| Net Interest Margin | 4.43% |
| Efficiency Ratio | 53.14% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.315% |
| Earning Assets to total Assets | 94.48% |
Income and Expense
| Total Interest Income | $4.50M |
| Total Noninterest Income | $327.00k |
| Total Interest Expense | $1.09M |
| Total Noninterest Expense | $1.99M |
| Net Interest Income | $3.41M |
| Pre-tax Net Operating Income | $1.75M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $485.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.62M |
| Total Liabilities and Capital | $313.88M |
Securities
| Securities | $75.26M |
| Available-for-sale debt securities | $75.26M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Alden State Bank?
$313.88M as of the latest filing.
How much are Alden State Bank's total deposits?
$273.61M in total deposits.
Where is Alden State Bank located?
Alden, MI.
What is the Net Interest Margin?
4.43%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1934.
What is the Return on Assets (ROA)?
1.78%.
How much are total loans and leases?
$190.67M (latest filing).
What is the total interest income (latest filing)?
$4.50M.