The Cooperative Bank
Roslindale, MA
IDRSSD: 714978
Total Assets
$538.95M
Latest filing
Total Deposits
$449.92M
Latest filing
Net Interest Margin
2.69%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The Cooperative Bank
40 Belgrade Ave
Roslindale, MA 02131
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1898FDIC Certificate 36310
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Cooperative Bank (Main) | 40 Belgrade Ave | Roslindale, MA |
| WEST ROXBURY BRANCH | 36 Spring St | West Roxbury, MA |
| CHARLESTOWN BRANCH | 201 Main St | Charlestown, MA |
| JAMAICA PLAIN BRANCH | 3531 Washington St | Jamaica Plain, MA |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 01/01/1898 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 02131 |
| State and County Number | 25025 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 01 |
| Numeric code | 42 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Boston-Cambridge-Newton, MA-NH |
Operational Info
| Number of Employees | 64 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2024 |
| Date of Deposit Insurance | 03/18/1987 |
| Primary Insurance Agency | DIF |
| Website | http://www.thecooperativebank.com |
| Data Updated | 11/14/2025 |
| CERT | 26922 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $538.95M |
| Total Deposits | $449.92M |
| Total Liabilities | $491.23M |
| Total Equity Capital | $47.73M |
| Net Income | $415.00k |
| Net Loans and Leases | $448.47M |
| Assets Per Employee ($Millions) | $8.55M |
| Bank Premises and Fixed Assets | $8.33M |
| Cash and Balances due from Depository Institutions | $15.91M |
| Deposits Held in Domestic Offices | $449.92M |
Key Performance Ratios
| Return on Assets (ROA) | 0.31% |
| Return on Equity (ROE) | 3.51% |
| Net Interest Margin | 2.69% |
| Efficiency Ratio | 88.47% |
| Tier 1 Risk-Based Capital Ratio | 13.307% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.855% |
| Earning Assets to total Assets | 94.59% |
Income and Expense
| Total Interest Income | $6.15M |
| Total Noninterest Income | $306.00k |
| Total Interest Expense | $2.70M |
| Total Noninterest Expense | $3.32M |
| Net Interest Income | $3.45M |
| Pre-tax Net Operating Income | $491.00k |
| Provision for Credit Losses | $-58,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $38.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.06M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.30M |
| Total Liabilities and Capital | $538.95M |
Securities
| Securities | $45.85M |
| Available-for-sale debt securities | $45.85M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Cooperative Bank?
$538.95M as of the latest filing.
How much are The Cooperative Bank's total deposits?
$449.92M in total deposits.
Where is The Cooperative Bank located?
Roslindale, MA.
What is the Net Interest Margin?
2.69%.
How many domestic offices does it operate?
4.
When was it established?
01/01/1898.
What is the Return on Assets (ROA)?
0.31%.
How much are total loans and leases?
$448.47M (latest filing).
What is the total interest income (latest filing)?
$6.15M.