Community National Bank & Trust

Chanute, KS
IDRSSD: 923752
Total Assets
$2.46B
Latest filing
Total Deposits
$2.15B
Latest filing
Net Interest Margin
4.10%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

101105817CHANUTE, KS

Key People

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Locations

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Main Office
Community National Bank & Trust
14 N Lincoln Ave
Chanute, KS 66720
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/04/1987FDIC Certificate 38558

Branches (43)

Page 1 of 7
NameAddressCity / State
Community National Bank & Trust (Main)14 N Lincoln AveChanute, KS
BUHLER BRANCH200 N Main StBuhler, KS
ARMA BRANCH401 E South StArma, KS
INMAN BRANCH107 S Main StInman, KS
INDEPENDENCE BRANCH125 N Penn AveIndependence, KS
EMPORIA BRANCH1440 Industrial RdEmporia, KS
CHERRYVALE BRANCH333 W Main StCherryvale, KS
NEODESHA BRANCH102 N 4th StNeodesha, KS
Showing 7 of 43

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date09/04/1987
Community BankYes
Ownership TypeNot Mutual
ZIP66720
State and County Number20133
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number10
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees502
Domestic Offices44
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date07/18/2025
Date of Deposit Insurance09/04/1987
Primary Insurance AgencyDIF
Websitewww.mybankcnb.com
Data Updated01/30/2026
CERT27046
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$2.46B
Total Deposits$2.15B
Total Liabilities$2.25B
Total Equity Capital$213.66M
Net Income$6.95M
Net Loans and Leases$1.63B
Assets Per Employee ($Millions)$4.88M
Bank Premises and Fixed Assets$56.10M
Cash and Balances due from Depository Institutions$176.62M
Deposits Held in Domestic Offices$2.15B

Key Performance Ratios

Return on Assets (ROA)1.15%
Return on Equity (ROE)13.2%
Net Interest Margin4.1%
Efficiency Ratio62.69%
Tier 1 Risk-Based Capital Ratio12.821%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.17%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.687%
Earning Assets to total Assets91.2%

Income and Expense

Total Interest Income$34.14M
Total Noninterest Income$4.23M
Total Interest Expense$11.48M
Total Noninterest Expense$16.92M
Net Interest Income$22.66M
Pre-tax Net Operating Income$8.92M
Provision for Credit Losses$1.05M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$294.00k
Other borrowed funds$5.40M
Federal Funds Sold & Reverse Repurchase Agreement$4.56M
Federal Funds Purchased and Repurchased Agreement$56.20M
All Other Liabilities$37.51M
Total Liabilities and Capital$2.46B

Securities

Securities$470.02M
Available-for-sale debt securities$470.02M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Community National Bank & Trust?
$2.46B as of the latest filing.
How much are Community National Bank & Trust's total deposits?
$2.15B in total deposits.
Where is Community National Bank & Trust located?
Chanute, KS.
What is the Net Interest Margin?
4.10%.
How many domestic offices does it operate?
44.
When was it established?
09/04/1987.
What is the Return on Assets (ROA)?
1.15%.
How much are total loans and leases?
$1.63B (latest filing).
What is the total interest income (latest filing)?
$34.14M.