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Community Bank Of Wichita Inc

IDRSSD: 2775692
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability

Bank Health Dashboard

Per-bank snapshot with peer-percentile metric grid + Quarterly Anomaly Alerts as of 2026-03-31. 3 alerts active.

Summary

RSSD 2775692 held $126.2M in total assets as of 2026-03-31 (+3.9% quarter-over-quarter). Total loans stood at $98.5M (+1.8% QoQ) and total deposits at $115.6M (+3.7% QoQ).

Overall position is adequate — the composite Health Score is 42/100 (Adequate). Tier 1 / RWA stands at 11.06%, in the bottom decile of peers. Asset quality (NPL ratio) sits in the below median of peers.

3 Quarterly Anomaly Alerts fired this quarter, including 1 critical-severity row. Review the alert list below for the specific Cliff Drop, Peer Outlier, and Threshold Crossing details.

Headline KPIs

Health Score
42/100
Adequate
Active Alerts
3
1 critical, 2 warning
Total Assets
$126.2M
+3.9% QoQ
Total Loans
$98.5M
+1.8% QoQ
Total Deposits
$115.6M
+3.7% QoQ

Quarterly Anomaly Alerts

Three triggers run against each metric every quarter: Cliff Drop (≥20-percentile QoQ slip), Peer Outlier (≥2σ from peer-group QoQ delta), and Threshold Crossing (supervisory + empirical bounds).

Peer-Percentile Metric Grid

Each tile shows the latest value, the bank's peer percentile, and a color band (top quartile = green; bottom decile = red). For ratios where lower is better (NPL %, Texas Ratio, MtM/T1, etc.), the percentile direction is inverted so green always means good.

Capital

Tier 1 / RWA
11.06%
5th pctile · n=210↑ better
+2 bp QoQ
CET1 / RWA
11.06%
61th pctile · n=500↑ better
+3 bp QoQ
Total RBC / RWA
12.31%
7th pctile · n=210↑ better
+2 bp QoQ
Tier 1 Leverage Ratio
11.06%
60th pctile · n=500↑ better
+3 bp QoQ

Liquidity

Cash / Assets
1.34%
15th pctile · n=500↑ better
-1 bp QoQ
Loans / Deposits
85.19%
70th pctile · n=494↓ better
-156 bp QoQ
Non-Core Funding Dependence
—
no peer group↓ better

Asset Quality

NPL / Loans
1.11%
73th pctile · n=500↓ better
+69 bp QoQ
NPA / Assets
0.88%
76th pctile · n=500↓ better
+54 bp QoQ
Texas Ratio (regulatory)
9.25%
81th pctile · n=500↓ better
+570 bp QoQ
Net Charge-Offs / Avg Loans
0.12%
85th pctile · n=500↓ better
+13 bp QoQ
ALLL Coverage of NPL
108.01%
52th pctile · n=500↑ better
-18766 bp QoQ

Earnings

Net Interest Margin
4.46%
75th pctile · n=500↑ better
+1 bp QoQ
Return on Assets
1.10%
49th pctile · n=500↑ better
-1 bp QoQ
Return on Equity
14.12%
74th pctile · n=500↑ better
+1 bp QoQ
Efficiency Ratio
65.82%
46th pctile · n=500↓ better
-225 bp QoQ
Pre-tax NOI / Avg Assets
1.48%
63th pctile · n=500↑ better
+4 bp QoQ

Funding

Brokered / Deposits
0.00%
34th pctile · n=494↓ better
Core Deposits / Deposits
—
no peer group↑ better
FHLB Advances / Liabilities
0.00%
29th pctile · n=500↓ better

Securities

MtM Loss / Tier 1 (SVB metric)
—
no peer group↓ better
Securities / Assets
13.24%
35th pctile · n=500↑ better
-61 bp QoQ
AFS Securities / Assets
13.24%
42th pctile · n=500↑ better
-61 bp QoQ
HTM Securities / Assets
0.00%
36th pctile · n=500↑ better

Methodology

Health Score (0-100)
Unweighted average of every metric's peer percentile, with lower-is-better metrics inverted before averaging. Strong = ≥70, Adequate = 40-70, Weak = <40.
Peer group
Same asset-size bucket and charter type as the subject bank, computed nightly into PeerPercentile. Single-bank peer groups render as "no peer group" on the affected tiles.
Cliff Drop Alert
Triggered when a metric's peer percentile rank drops by ≥20 points vs the prior quarter. Direction-adjusted, so "dropping" always means moving toward the bottom of the rankings regardless of metric polarity.
Peer Outlier Alert
Triggered when the bank's QoQ change in a metric is more than 2 standard deviations away from the peer group's QoQ change distribution.
Threshold Crossing Alert
Triggered when a metric crosses one of a small set of supervisory or empirical thresholds (Tier 1/RWA < 8%, MtM/T1 > 40%, Texas Ratio > 50%, etc.). Critical-severity thresholds suppress the corresponding warning row for the same metric.
Source
FFIEC Call Report (RC, RC-A, RC-B, RC-C, RC-E, RC-K, RC-M, RC-N, RC-R, RI, RI-B) ingested nightly into CallReport_Financials and CallReport_FdicData. Visbanking's metric coloring and alert thresholds.

Generated: 2026-05-13 13:40:16 UTC