Commencement Bank
IDRSSD: 3537897
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability
Growth
Quarter-over-quarter, year-over-year, and 3-year compound growth for 22 headline metrics. As of 2025-12-31.
Growth heatmap
| ALLL / Loans (LNATRESR) | 1.20 | -2.84% | +0.32% | — |
|---|---|---|---|---|
| Brokered Deposits (BRO) | 0.00 | — | — | — |
| Commercial & Industrial (LNCI) | 127.59M | +0.73% | +21.79% | — |
| Construction & Land Dev (LNRECONS) | 18.39M | +38.12% | -0.96% | — |
| Consumer (Other) (LNCONOTH) | 1.18M | +2.35% | -28.38% | — |
| CRE (Nonfarm Nonresidential) (LNRENRES) | 250.17M | -1.13% | +13.00% | — |
| Efficiency Ratio (EEFFQR) | 62.46 | -3.21% | -15.20% | — |
| Equity / Assets (EQR) | 8.78 | +3.29% | +11.55% | — |
| Estimated Uninsured Deposits (Domestic) (EDEPDOM) | 9.02M | +33.45% | -11.48% | — |
| Multifamily RE (LNREMULT) | 39.15M | -2.73% | +0.61% | — |
| Net Charge-Offs / Loans (Ann.) (NTLNLSQR) | 0.19 | — | -575.00% | — |
| Net Interest Margin (Quarterly) (NIMYQ) | 4.41 | +0.68% | +16.98% | — |
| Noncurrent / Loans (NCLNLSR) | 0.25 | — | — | — |
| Return on Assets (Quarterly) (ROAQ) | 1.20 | +9.09% | +275.00% | — |
| Return on Assets (YTD) (ROA) | 0.99 | +5.61% | +105.65% | — |
| Return on Equity (Quarterly) (ROEQ) | 13.88 | +3.74% | +254.99% | — |
| Tier 1 Capital (RBCT1J) | 67.60M | +3.38% | +9.61% | — |
| Total Assets (ASSET) | 683.06M | +1.02% | +5.15% | — |
| Total Deposits (DEP) | 610.36M | +0.71% | +3.09% | — |
| Total Loans (Net) (LNLSNET) | 518.06M | +2.39% | +12.20% | — |
| Total Risk-Based Capital Ratio (RBCRWAJ) | 13.34 | +0.77% | -2.62% | — |
| Total Securities (SC) | 82.84M | -2.29% | -8.01% | — |
Methodology
- Source
- FDIC precomputed ratios / aggregates in
CallReport_FdicData. - QoQ
- Compares the latest quarter to the prior quarter.
- YoY
- Compares the latest quarter to four quarters prior.
- 3Y CAGR
- Compound annual growth rate over twelve quarters.
- Reading the table
- Dollar figures (assets, deposits, loans) are in thousands unless a multiplier is shown. Green cells = growth, red = contraction. — means insufficient history or a zero denominator.
Generated: 2026-04-27 03:38:07 UTC