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Comerica Bank

IDRSSD: 60143
Total Assets
—
Latest filing
Total Deposits
—
Latest filing
Net Interest Margin
—
Profitability

Bank Health Dashboard

Per-bank snapshot with peer-percentile metric grid + Quarterly Anomaly Alerts as of 2025-12-31. 1 alert active.

Summary

RSSD 60143 held $80.1B in total assets as of 2025-12-31 (+3.5% quarter-over-quarter). Total loans stood at $50.2B (-0.3% QoQ) and total deposits at $66.3B (+3.4% QoQ).

Overall position is not yet assessable — the composite Health Score is unavailable. Tier 1 / RWA stands at 11.80%, in the unranked of peers. Asset quality could not be ranked against peers this quarter.

1 Quarterly Anomaly Alert fired this quarter, including 1 critical-severity row. Review the alert list below for the specific Cliff Drop, Peer Outlier, and Threshold Crossing details.

Headline KPIs

Health Score
—
Unknown
Active Alerts
1
1 critical, 0 warning
Total Assets
$80.1B
+3.5% QoQ
Total Loans
$50.2B
-0.3% QoQ
Total Deposits
$66.3B
+3.4% QoQ

Quarterly Anomaly Alerts

Three triggers run against each metric every quarter: Cliff Drop (≥20-percentile QoQ slip), Peer Outlier (≥2σ from peer-group QoQ delta), and Threshold Crossing (supervisory + empirical bounds).

Peer-Percentile Metric Grid

Each tile shows the latest value, the bank's peer percentile, and a color band (top quartile = green; bottom decile = red). For ratios where lower is better (NPL %, Texas Ratio, MtM/T1, etc.), the percentile direction is inverted so green always means good.

Capital

Tier 1 / RWA
11.80%
no peer group↑ better
+28 bp QoQ
CET1 / RWA
0.00%
no peer group↑ better
Total RBC / RWA
13.50%
no peer group↑ better
+30 bp QoQ
Tier 1 Leverage Ratio
11.80%
no peer group↑ better
+28 bp QoQ

Liquidity

Cash / Assets
9.39%
no peer group↑ better
+281 bp QoQ
Loans / Deposits
75.78%
no peer group↓ better
-276 bp QoQ
Non-Core Funding Dependence
—
no peer group↓ better

Asset Quality

NPL / Loans
0.50%
no peer group↓ better
-3 bp QoQ
NPA / Assets
0.33%
no peer group↓ better
-3 bp QoQ
Texas Ratio (regulatory)
2.83%
no peer group↓ better
-20 bp QoQ
Net Charge-Offs / Avg Loans
0.02%
no peer group↓ better
-23 bp QoQ
ALLL Coverage of NPL
270.43%
no peer group↑ better
+1822 bp QoQ

Earnings

Net Interest Margin
3.36%
no peer group↑ better
-4 bp QoQ
Return on Assets
1.04%
no peer group↑ better
+10 bp QoQ
Return on Equity
11.58%
no peer group↑ better
+78 bp QoQ
Efficiency Ratio
69.15%
no peer group↓ better
-42 bp QoQ
Pre-tax NOI / Avg Assets
1.30%
no peer group↑ better
+8 bp QoQ

Funding

Brokered / Deposits
6.15%
no peer group↓ better
-57 bp QoQ
Core Deposits / Deposits
—
no peer group↑ better
FHLB Advances / Liabilities
5.30%
no peer group↓ better
-17 bp QoQ

Securities

MtM Loss / Tier 1 (SVB metric)
—
no peer group↓ better
Securities / Assets
18.64%
no peer group↑ better
-53 bp QoQ
AFS Securities / Assets
18.58%
no peer group↑ better
-52 bp QoQ
HTM Securities / Assets
0.00%
no peer group↑ better

Methodology

Health Score (0-100)
Unweighted average of every metric's peer percentile, with lower-is-better metrics inverted before averaging. Strong = ≥70, Adequate = 40-70, Weak = <40.
Peer group
Same asset-size bucket and charter type as the subject bank, computed nightly into PeerPercentile. Single-bank peer groups render as "no peer group" on the affected tiles.
Cliff Drop Alert
Triggered when a metric's peer percentile rank drops by ≥20 points vs the prior quarter. Direction-adjusted, so "dropping" always means moving toward the bottom of the rankings regardless of metric polarity.
Peer Outlier Alert
Triggered when the bank's QoQ change in a metric is more than 2 standard deviations away from the peer group's QoQ change distribution.
Threshold Crossing Alert
Triggered when a metric crosses one of a small set of supervisory or empirical thresholds (Tier 1/RWA < 8%, MtM/T1 > 40%, Texas Ratio > 50%, etc.). Critical-severity thresholds suppress the corresponding warning row for the same metric.
Source
FFIEC Call Report (RC, RC-A, RC-B, RC-C, RC-E, RC-K, RC-M, RC-N, RC-R, RI, RI-B) ingested nightly into CallReport_Financials and CallReport_FdicData. Visbanking's metric coloring and alert thresholds.
Build notes
  • Peer cohort lookup failed (Connection terminated unexpectedly); percentile rankings unavailable this quarter.
  • Peer group is empty — percentile rankings unavailable this quarter.

Generated: 2026-05-15 05:13:21 UTC