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City National Bank

IDRSSD: 63069
Total Assets
Latest filing
Total Deposits
Latest filing
Net Interest Margin
Profitability

Bank Health Dashboard

Per-bank snapshot with peer-percentile metric grid + Quarterly Anomaly Alerts as of 2026-03-31. 3 alerts active.

Summary

RSSD 63069 held $99.9B in total assets as of 2026-03-31 (+1.5% quarter-over-quarter). Total loans stood at $68.8B (+0.9% QoQ) and total deposits at $81.1B (+3.2% QoQ).

Overall position is adequate — the composite Health Score is 42/100 (Adequate). Tier 1 / RWA stands at 15.06%, in the above median of peers. Asset quality (NPL ratio) sits in the above median of peers.

3 Quarterly Anomaly Alerts fired this quarter, including 2 critical-severity rows. Review the alert list below for the specific Cliff Drop, Peer Outlier, and Threshold Crossing details.

Headline KPIs

Health Score
42/100
Adequate
Active Alerts
3
2 critical, 1 warning
Total Assets
$99.9B
+1.5% QoQ
Total Loans
$68.8B
+0.9% QoQ
Total Deposits
$81.1B
+3.2% QoQ

Quarterly Anomaly Alerts

Three triggers run against each metric every quarter: Cliff Drop (≥20-percentile QoQ slip), Peer Outlier (≥2σ from peer-group QoQ delta), and Threshold Crossing (supervisory + empirical bounds).

Peer-Percentile Metric Grid

Each tile shows the latest value, the bank's peer percentile, and a color band (top quartile = green; bottom decile = red). For ratios where lower is better (NPL %, Texas Ratio, MtM/T1, etc.), the percentile direction is inverted so green always means good.

Capital

Tier 1 / RWA
15.06%
74th pctile · n=19↑ better
-112 bp QoQ
CET1 / RWA
0.00%
24th pctile · n=19↑ better
Total RBC / RWA
16.79%
74th pctile · n=19↑ better
-108 bp QoQ
Tier 1 Leverage Ratio
15.06%
74th pctile · n=19↑ better
-112 bp QoQ

Liquidity

Cash / Assets
6.96%
53th pctile · n=19↑ better
+80 bp QoQ
Loans / Deposits
84.87%
63th pctile · n=19↓ better
-197 bp QoQ
Non-Core Funding Dependence
no peer group↓ better

Asset Quality

NPL / Loans
0.77%
47th pctile · n=19↓ better
+16 bp QoQ
NPA / Assets
0.53%
53th pctile · n=19↓ better
+11 bp QoQ
Texas Ratio (regulatory)
4.82%
53th pctile · n=19↓ better
+122 bp QoQ
Net Charge-Offs / Avg Loans
0.03%
11th pctile · n=19↓ better
-1 bp QoQ
ALLL Coverage of NPL
133.80%
37th pctile · n=19↑ better
-2917 bp QoQ

Earnings

Net Interest Margin
3.19%
26th pctile · n=19↑ better
-18 bp QoQ
Return on Assets
0.74%
11th pctile · n=19↑ better
-35 bp QoQ
Return on Equity
6.10%
5th pctile · n=19↑ better
-259 bp QoQ
Efficiency Ratio
67.97%
89th pctile · n=19↓ better
+532 bp QoQ
Pre-tax NOI / Avg Assets
1.02%
11th pctile · n=19↑ better
-46 bp QoQ

Funding

Brokered / Deposits
16.22%
89th pctile · n=19↓ better
+401 bp QoQ
Core Deposits / Deposits
no peer group↑ better
FHLB Advances / Liabilities
5.13%
63th pctile · n=19↓ better
-59 bp QoQ

Securities

MtM Loss / Tier 1 (SVB metric)
no peer group↓ better
Securities / Assets
19.73%
53th pctile · n=19↑ better
-17 bp QoQ
AFS Securities / Assets
10.91%
42th pctile · n=19↑ better
-5 bp QoQ
HTM Securities / Assets
8.65%
74th pctile · n=19↑ better
-6 bp QoQ

Methodology

Health Score (0-100)
Unweighted average of every metric's peer percentile, with lower-is-better metrics inverted before averaging. Strong = ≥70, Adequate = 40-70, Weak = <40.
Peer group
Same asset-size bucket and charter type as the subject bank, computed nightly into PeerPercentile. Single-bank peer groups render as "no peer group" on the affected tiles.
Cliff Drop Alert
Triggered when a metric's peer percentile rank drops by ≥20 points vs the prior quarter. Direction-adjusted, so "dropping" always means moving toward the bottom of the rankings regardless of metric polarity.
Peer Outlier Alert
Triggered when the bank's QoQ change in a metric is more than 2 standard deviations away from the peer group's QoQ change distribution.
Threshold Crossing Alert
Triggered when a metric crosses one of a small set of supervisory or empirical thresholds (Tier 1/RWA < 8%, MtM/T1 > 40%, Texas Ratio > 50%, etc.). Critical-severity thresholds suppress the corresponding warning row for the same metric.
Source
FFIEC Call Report (RC, RC-A, RC-B, RC-C, RC-E, RC-K, RC-M, RC-N, RC-R, RI, RI-B) ingested nightly into CallReport_Financials and CallReport_FdicData. Visbanking's metric coloring and alert thresholds.

Generated: 2026-05-12 19:10:34 UTC