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RSSD 112837

IDRSSD: 112837
Total Assets
Latest filing
Total Deposits
Latest filing
Net Interest Margin
Profitability

Modifications

FFIEC RC-N memo (loan modifications) as of 2025-12-31. Status breakdown: in compliance / 30-89 PD / 90+ PD / nonaccrual.

Headline totals

Total modified
$6.7B
Sum of all 4 status buckets
Total loans
$431.0B
MDRM: LNLSNET
% of loans
1.57%
Watch > 1%; risk > 2%

Modified loans by status

Status$ Value% of total modifiedMDRM
In compliance with modified terms$5.1B76.24%HK25
30–89 days past due$709.8M10.52%HK26
90+ days past due$369.9M5.48%HK27
Nonaccrual$523.9M7.76%HK28

Total modified $ — last 13 quarters

Definitions + sources

Source
FFIEC RC-N memo (Restructured/Modified Loans) via CallReport_Financials.
MDRMs
HK25 (in compliance), HK26 (30-89 PD), HK27 (90+ PD), HK28 (nonaccrual). Builder pulls both RCFD* (foreign+domestic, large banks) and RCON* (domestic-only) variants and prefers RCFD when filed.
Note
Status breakdown is the single most useful examiner metric — separating performing modifications from past-due/nonaccrual ones is the credit-risk signal.

Generated: 2026-04-26 18:56:54 UTC